Hampden County and Springfield City property record for 31 Amherst St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1937 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Aug 2019) |
| Tax Bill | $3,693 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:00410 P:0023 |
| Primary APN | SPRI S:00410 P:0023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Lot Area | 6,251 sqft (0.144 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4100023 |
|---|---|
| Street Address | 31 AMHERST ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 801300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
31 Amherst St is owned and occupied by an individual who bought it in August 2019.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 AMHERST ST, SPRINGFIELD, MA 01109-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 13, 2019 | Quit Claim Deed, Transfer · FHA Mortgage QUAD CTY BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on File |
| Deed Sale | Aug 13, 2019 · Amount on File |
| Prior Sale | Jul 12, 2016 · Amount on File |
| Deed Document Number | 201945431 |
| Deed Book / Page | 22801 / 432 |
| Prior Transfer Date | Aug 1, 2019 |
| Prior Transfer Doc | 22801-432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 31 AMHERST ST, SPRINGFIELD, MA 01109-3411 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 024639-138 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 24639/138 |
| Instrument | 42874 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 31 AMHERST ST, SPRINGFIELD, MA 01109-3411 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 023884-580 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 23884/580 |
| Instrument | 33392 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jun 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 13, 2019 |
| Property Address | 31 AMHERST ST, SPRINGFIELD, MA 01109-3411 |
| Document Number | 22801-432 |
| Book / Page | 022801 / 000432 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 45431 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 BELLEVUE AVE SPRINGFIELD MA 011081743, SPRINGFIELD, MA 01108-1743 |
| Document Number | 22801-434 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 022801/000434 |
| Instrument | 45432 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2049 |
The 2026 property tax bill for 31 Amherst St was $3,693, up 13.3% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,693.00 (+13.28%) | $238,900 (+14.91%) Land $24,700 Building $214,200 | $231,691 (+13.33%) |
| 2025 | $3,260.00 | $207,900 Land $25,500 Building $182,400 | $204,440 (+20.43%) |
| 2024 | $169,765 | ||
| 2023 | $2,887.00 | $169,300 Land $22,700 Building $146,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Amherst St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 31 Amherst St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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