St. Charles County property record for 12 Amber Wave Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,016 sqft · built 1994 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Mar 2025) |
| Tax Bill | $3,975 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952001213 |
| Primary APN | A952001213 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,016 sqft Living Area |
| Gross Area | 3,736 sqft |
| 1st Floor Area | 1,664 sqft |
| Basement Area | 1,652 sqft |
| Finished Basement | 1,352 sqft |
| Unfinished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A952001213 |
|---|---|
| Street Address | 12 AMBER WAVE CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-8499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATRIOTS LANDING #1 LOT 279 |
| Legal Subdivision | PATRIOTS LANDING #1 |
| Legal Lot Number | 279 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311738 |
12 Amber Wave Ct is owned and occupied by two individuals who bought it in March 2025.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Mar 27, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Nov 14, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Nov 14, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on File |
| Deed Sale | Mar 19, 2025 · Amount on File |
| Prior Sale | Mar 27, 2024 · Amount on File |
| Deed Document Number | 202510765 |
| Prior Transfer Date | Mar 13, 2025 |
| Prior Transfer Doc | 0000010764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 19, 2025 |
| Property Address | 12 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Document Number | 0000010765 |
| Map Reference | MB 32 PG 95-99 |
| Instrument Date | Mar 13, 2025 |
| Instrument | 2025R-010765 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1035 BRANDER MILL CT, FENTON, MO 63026-7012 |
| Name | Verified Name |
|---|---|
| Address | 12 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Document Number | 0000010766 |
|---|---|
| Date | Mar 19, 2025 |
| Instrument | 2025R-010766 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 27, 2024 |
| Property Address | 12 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Document Number | 0000011358 |
| Map Reference | MB 32 PG 95-99 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024R-011358 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Document Number | 0000011360 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2024R-011360 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.95% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 7.95% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.9% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 14, 2023 |
| Property Address | 12 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Document Number | 0000046764 |
| Map Reference | MB 32 PG 95-99 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023R-046764 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 14, 2023 |
| Property Address | 12 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Document Number | 0000046764 |
| Map Reference | MB 32 PG 95-99 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023R-046764 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 AMBER WAVE CT, O FALLON, MO 63366-8499 |
The 2025 property tax bill for 12 Amber Wave Ct was $3,975.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,877 (-) | $325,669 (-) Land $70,000 Building $255,669 | |
| 2025 | $3,975.00 | $61,877 | $325,669 Land $70,000 Building $255,669 |
| 2023 | $55,122 (+23.06%) | ||
| 2022 | $3,191.00 | $44,792 | $290,118 (+23.06%) Land $50,000 Building $240,118 |
| 2021 | $235,746 Land $45,000 Building $190,746 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Amber Wave Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Amber Wave Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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