St. Charles County property record for 10 Amber Wave Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,577 sqft · built 2000 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,900 (Jan 2017) |
| Tax Bill | $4,041 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A952001212 |
| Primary APN | A952001212 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,577 sqft Living Area |
| Gross Area | 3,241 sqft |
| 1st Floor Area | 973 sqft |
| Basement Area | 891 sqft |
| Finished Basement | 713 sqft |
| Unfinished Basement | 178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Masonry Veneer |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Patio Area | 120 sqft |
| Account Number | A952001212 |
|---|---|
| Street Address | 10 AMBER WAVE CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-8499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATRIOTS LANDING #1 LOT 278 |
| Legal Subdivision | PATRIOTS LANDING #1 |
| Legal Lot Number | 278 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311738 |
10 Amber Wave Ct is owned and occupied by two individuals who bought it in January 2017.
Source: St. Charles County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Construction Mortgage DAS ACQUISITION |
| Jan 10, 2017 | Warranty Deed, Transfer FIRST ST BK/ST CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on File |
| Deed Sale | Jan 10, 2017 · Amount on File |
| Prior Sale | Apr 12, 2012 · Amount on File |
| Deed Document Number | 201719900 |
| Deed Book / Page | 6683 / 1359 |
| Prior Transfer Date | Apr 4, 2012 |
| Prior Transfer Doc | 0057592394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 30, 2026 |
| Property Address | 10 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Document Number | 0000035758 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202635758 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Document Number | 0000035758, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 202635758 |
| Name | DAS ACQUISITION |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Nov 1, 2026 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 10, 2017 |
| Property Address | 10 AMBER WAVE CT, O FALLON, MO 63366-8499 |
| Document Number | 0066831359 |
| Book / Page | 006683 / 001359 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 19900 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 AMBER WAVE CT O FALLON MO 633668499, O FALLON, MO 63366-8499 |
| Document Number | 66831361 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 006683/001361 |
| Instrument | 19910 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 9, 2047 |
The 2025 property tax bill for 10 Amber Wave Ct was $4,041, up 1.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,918 (-) | $331,147 (-) Building $331,147 | |
| 2025 | $4,041.00 (+1.81%) | $62,918 | $331,147 Building $331,147 |
| 2024 | $3,969.00 | ||
| 2023 | $60,010 | ||
| 2022 | $315,844 Building $315,844 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10 Amber Wave Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Amber Wave Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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