11N840 Howard Ave, Elgin, IL 60124 Property Records

Kane County property record for 11N840 Howard Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,024 sqft · built 1961
Lot Size0.992 acres (43,214 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Oct 2017)
Tax Bill$7,058 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-276-001

Property Details

APN / Parcel Number

Primary APN06-17-276-001

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,024 sqft Living Area
1st Floor Area2,024 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area43,214 sqft (0.992 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address11N840 HOWARD AVE
CityELGIN
StateIL
Zip60124-4873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALMORA HEIGHTS 4TH ADDN LOT 1 BLOCK 7
Legal SubdivisionALMORA HEIGHTS
Legal Block7
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4019
Census Tract851904

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11N840 HOWARD AVE, ELGIN, IL 60124-4873
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2017 · Amount on Record
Deed SaleOct 11, 2017 · Amount on Record
Deed Document Number201753376
Prior Transfer DateDec 11, 2002
Prior Transfer Doc0000044451
Record UpdatedSep 20, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 11, 2017
Property Address11N840 HOWARD AVE, ELGIN, IL 60124-4873
Document Number0000053376
Instrument DateOct 2, 2017
Instrument2017K053376
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address11N840 HOWARD AVE, ELGIN, IL 60124-4873
InvestorPossibly a Property Investor

Mortgage

Document Number0000053377
DateOct 11, 2017
Instrument2017K053377
Lender
NameMORTGAGE SERVICES III LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,058.00 (+13.47%) Homeowner's exemption
2024$103,989 (+21.39%) Land $26,129 Building $77,860$312,092 (+21.44%) Land $78,418 Building $233,673
2022$6,220.00 (+6.18%) Homeowner's exemption$85,664 (+6.96%) Land $21,525 Building $64,139$256,992 (+6.96%) Land $64,575 Building $192,417
2021$5,858.00 Homeowner's exemption$80,089 Land $20,124 Building $59,965$240,267 Land $60,372 Building $179,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Astound Broadband, Verizon.

Nearby Properties on Howard Ave

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