Kane County property record for 11N778 Howard Ave, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 2005 |
| Lot Size | 0.559 acres (24,341 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,771 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-17-277-002 |
| Primary APN | 06-17-277-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 24,341 sqft (0.559 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 11N778 HOWARD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALMORA HEIGHTS 4TH ADDN LOT 2 BLOCK 8 |
| Legal Subdivision | ALMORA HEIGHTS |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 851904 |
11N778 Howard Ave is owned and occupied by two individuals who acquired it in September 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6N030 OAK RUN CT, SAINT CHARLES, IL 60175-6241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2024 |
| Transfer Doc | 0000034909 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 11N778 Howard Ave was $6,771 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,771.00 Homeowner's exemption Senior Citizen's exemption | $116,642 (+8.57%) Land $28,368 Building $88,274 | $350,066 (+8.57%) Land $85,138 Building $264,928 |
| 2024 | $107,435 Land $26,129 Building $81,306 | $322,434 Land $78,418 Building $244,016 | |
| 2022 | $6,051.00 (+69.59%) Homeowner's exemption | $88,502 (+6.96%) Land $21,525 Building $66,977 | $265,506 (+6.96%) Land $64,575 Building $200,931 |
| 2021 | $3,568.00 Homeowner's exemption | $82,743 Land $20,124 Building $62,619 | $248,229 Land $60,372 Building $187,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11N778 Howard Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11N778 Howard Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Astound Broadband, Verizon.
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