11996 Valley Falls Loop, Spring Hill, FL 34609 Property Records

Hernando County property record for 11996 Valley Falls Loop, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,004 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$335,160 (Nov 2023)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Nov 2023 Sale Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-223-18-3542-0000-0982`

Property Details

APN / Parcel Number

Primary APN	`R32-223-18-3542-0000-0982`
Alternative APNs	`01603205` `1603205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	234 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01603205
Street Address	11996 VALLEY FALLS LOOP
City	SPRING HILL
State	FL
Zip	34609-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLINGTON AT SEVEN HILLS PH10 LOT 982
Legal Range	18E
Legal Township	23S
Legal Section	32
Legal Subdivision	WELLINGTON AT SEVEN HILLS PH10
Legal Lot Number	982
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1009
Census Tract	40913

Owner

Source: Hernando County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11996 VALLEY FALLS LOOP, SPRING HILL, FL 34609-9265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Sep 12, 2006 · Amount on Record
Deed Document Number	2023072377
Deed Book / Page	4363 / 1979
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 14, 2023
Property Address	11996 VALLEY FALLS LOOP, SPRING HILL, FL 34609-9265
Document Number	0043631979
Book / Page	4363 / 1979
Map Reference	MB 37 PG 11&12
Instrument Date	Nov 7, 2023
Instrument	2023072377
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,346.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 HARDWICKE DR, KNOXVILLE, TN 37923-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11996 VALLEY FALLS LOOP, SPRING HILL, FL 34609-9265

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	11996 VALLEY FALLS LOOP, SPRING HILL, FL 34609-9265
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036541251
Date	Dec 21, 2018
Book Page	3654/1251
Instrument	2018076468

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,933.00 (+102.28%) Additional exemption filed	$249,904 (+84.98%)	$281,706 (-2.25%) Land $35,133 Building $246,573
2023		$135,101 (+3%) Land $135,101
2022	$1,450.00 Homeowner's exemption	$131,166	$288,178 Land $35,133 Building $253,045

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Global Holdings Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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