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11978 Valley Falls Loop, Spring Hill, FL 34609 Property Records

Hernando County property record for 11978 Valley Falls Loop, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,004 sqft · built 2006
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$289,000 (Sep 2023)
Tax Bill$2,124 (2025)
Deeds & MortgagesSep 2023 Sale
Flood ZoneZone X (minimal risk)
APNR32-223-18-3542-0000-0984

Property Details

APN / Parcel Number

Primary APNR32-223-18-3542-0000-0984
Alternative APNs
  • 01603223
  • 1603223

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,004 sqft Living Area
Gross Area2,575 sqft
1st Floor Area2,004 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area171 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01603223
Street Address11978 VALLEY FALLS LOOP
CitySPRING HILL
StateFL
Zip34609-9265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWELLINGTON AT SEVEN HILLS PH10 LOT 984
Legal Range18E
Legal Township23S
Legal Section32
Legal SubdivisionWELLINGTON AT SEVEN HILLS PH10
Legal Lot Number984
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1009
Census Tract40913

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12004 VALLEY FALLS LOOP, SPRING HILL, FL 34609-9273
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2023 · Amount on Record
Deed SaleSep 18, 2023 · Amount on Record
Prior SaleOct 20, 2011 · Amount on Record
Deed Document Number202358402
Deed Book / Page4342 / 1246
Prior Transfer DateNov 14, 2011
Prior Transfer Doc0028630135
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 18, 2023
Property Address11978 VALLEY FALLS LOOP, SPRING HILL, FL 34609-9265
Document Number0043421246
Book / Page4342 / 1246
Map ReferenceMB 37 PG 11
Instrument DateSep 1, 2023
Instrument2023058402
Transaction TypeTransfer
Record UpdatedOct 3, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,023.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12004 VALLEY FALLS LOOP, SPRING HILL, FL 34609-9273

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,124.00 (+5%)$140,755 (+5.99%)$259,903 (-8.51%) Land $30,900 Building $229,003
2023$132,804 (+3%) Land $132,804
2022$1,416.00 Homeowner's exemption$128,936$284,082 Land $30,900 Building $253,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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