11995 E Lake Rd, Hammondsport, NY 14840 Property Records

Steuben County and Wayne Town property record for 11995 E Lake Rd, Hammondsport, NY 14840

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,100 sqft · built 1985
Lot Size	0.85 acres (37,050 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Aug 2025)
Tax Bill	$13,463 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2019 Sale + 1 more
APN	`KL011`

Property Details

APN / Parcel Number

Primary APN	`KL011`
Alternative APNs	`467600 077.19-01-001.000` `76000770190001001000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	1,506 sqft
Upper Floors Area	594 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	37,050 sqft (0.85 acres)
Lot Dimensions	247 ft deep x 150 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	KL011
Street Address	11995 E LAKE RD
City	HAMMONDSPORT
State	NY
Zip	14840-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LFR-1
Legal Description	150 FT LF
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	STEUBEN NY
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2032
Census Tract	961500

Owner

11995 E Lake Rd is owned by two individuals who bought it in August 2025.

Source: Steuben County and Wayne Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6940 RAYMOND DR, DUBLIN, OH 43017-2891
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage CNB MORTGAGE CO
Jul 25, 2019	Warranty Deed, Transfer
Oct 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on File
Deed Sale	Aug 13, 2025 · Amount on File
Prior Sale	Jul 25, 2019 · Amount on File
Deed Book / Page	3171 / 306
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Aug 13, 2025
Property Address	11995 E LAKE RD, HAMMONDSPORT, NY 14840-7007
Document Number	003171/306
Book / Page	3171 / 306
Instrument Date	Aug 6, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6940 RAYMOND DR, DUBLIN, OH 43017-2891

Mortgage

Document Number	0005200150
Date	Aug 13, 2025
Instrument	5200/150

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Jul 25, 2019
Property Address	11995 E LAKE RD, HAMMONDSPORT, NY 14840-7007
Document Number	002778/143
Book / Page	2778 / 143
Instrument Date	Jul 23, 2019
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Oct 26, 2018
Property Address	11995 E LAKE RD, HAMMONDSPORT, NY 14840-7007
Document Number	002736/276
Book / Page	2736 / 276
Instrument Date	Oct 25, 2018
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2119 SPENCER HILL RD, CORNING, NY 14830-9550

Tax Assessment & Valuation

The 2026 property tax bill for 11995 E Lake Rd was $13,463, up 3.1% from the year before.

Source: Steuben County and Wayne Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Wayne Town
Unified School District	Hammondsport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,463.00 (+3.12%)
2025	$13,056.00	$783,950 Land $470,000 Building $313,950	$1,073,904 Land $643,836 Building $430,068
2023		$783,950 (-) Land $470,000 Building $313,950	$852,120 (+8.7%) Land $510,870 Building $341,250
2022		$783,950 Land $470,000 Building $313,950	$783,950 Land $470,000 Building $313,950
2021	$6,065.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 11995 E Lake Rd; 30 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11995 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PULTENEY WATER DISTRICT serves 490 people · EPA ID NY5030103
Water Source	Purchased surface water from KEUKA PARK WD
Last State Inspection	Oct 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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