Steuben County and Wayne Town property record for 11964 E Lake Rd, Hammondsport, NY 14840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 2006 |
| Lot Size | 0.065 acres (2,860 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,763 (2026) |
| Deeds & Mortgages | Dec 2019 Refinance Dec 2019 Sale |
| APN | KL011 |
| Primary APN | KL011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,860 sqft (0.065 acres) |
| Lot Dimensions | 44 ft deep x 65 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 144 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | KL011 |
|---|---|
| Street Address | 11964 E LAKE RD |
| City | HAMMONDSPORT |
| State | NY |
| Zip | 14840-7007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LFR-1 |
| Legal Description | 65 FT LF |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 961500 |
11964 E Lake Rd, a single family home, is owned by two individuals.
Source: Steuben County and Wayne Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 150 HONEYSUCKLE CREEK LOOP, MOORESVILLE, NC 28117-8530 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIVE STAR BANK |
| Dec 24, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 11964 E LAKE RD, HAMMONDSPORT, NY 14840-7007 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Name | Verified Name |
|---|
| Document Number | 4481/344 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 4481/344 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Dec 24, 2019 |
| Property Address | 11964 E LAKE RD, HAMMONDSPORT, NY 14840-7007 |
| Document Number | 002807/179 |
| Book / Page | 2807 / 179 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 11964 E Lake Rd was $6,763, up 3.1% from the year before.
Source: Steuben County and Wayne Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayne Town |
| Unified School District | Hammondsport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,763.00 (+3.13%) | ||
| 2025 | $6,558.00 | $393,800 Land $183,100 Building $210,700 | $539,452 Land $250,822 Building $288,630 |
| 2023 | $393,800 (-) Land $183,100 Building $210,700 | $428,043 (+8.7%) Land $199,022 Building $229,021 | |
| 2022 | $393,800 Land $183,100 Building $210,700 | $393,800 Land $183,100 Building $210,700 | |
| 2021 | $3,055.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 11964 E Lake Rd; 30 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11964 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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