Saginaw County property record for 11995 Ditch Rd, Oakley, MI 48649
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,480 sqft · built 2008 |
| Lot Size | 19.2 acres (837,659 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Sep 2022) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-29-3002-002 |
| Primary APN | 13-09-3-29-3002-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 3,836 sqft |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 1,480 sqft |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 837,659 sqft (19.2 acres) |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Gunite Pool |
|---|---|
| Porch | Porch |
| Porch Area | 320 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 13093293002002 |
|---|---|
| Street Address | 11995 DITCH RD |
| City | OAKLEY |
| State | MI |
| Zip | 48649-8779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT THAT IS S 00?15'08 W 1818 FT & N 62?30'53" E 330.54 FT FROM W 1/4 CORN OF SEC 29 TH CONT N 62?30'53" E ON CL OF |
| Legal Range | 03E |
| Legal Township | 09 |
| Legal Section | 29 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 12700 |
11995 Ditch Rd is owned and occupied by two individuals who bought it in September 2022.
Source: Saginaw County records, as of April 24, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11995 DITCH RD, OAKLEY, MI 48649-8779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on File |
| Deed Sale | Sep 7, 2022 · Amount on File |
| Deed Document Number | 2022024504 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 11995 DITCH RD, OAKLEY, MI 48649-8779 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 11995 DITCH RD, OAKLEY, MI 48649-8779 |
| Document Number | 0000018670 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021018670 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: Saginaw County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $135,800 | $271,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11995 Ditch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11995 Ditch Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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