Saginaw County property record for 11592 Ditch Rd, Oakley, MI 48649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,743 sqft · built 1958 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,000 (Sep 2020) |
| Tax Bill | $2,286 (2025) |
| Deeds & Mortgages | Sep 2020 Sale Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-29-3023-000 |
| Primary APN | 13-09-3-29-3023-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,743 sqft Living Area |
| 1st Floor Area | 1,743 sqft |
| Basement Area | 1,068 sqft |
| Unfinished Basement | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 62 sqft |
| Deck Area | Deck Area |
| Patio Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11592 DITCH RD |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-8701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | W 110 FT OF E 732 FT OF S 400 FT OF N 1720 FT OF GOVT LOT 5 1.01 ACRES SEC 29 T9N R3E |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 29 |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 12700 |
11592 Ditch Rd is owned and occupied by an individual who bought it in September 2020.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11592 DITCH RD, OAKLEY, MI 48649-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2020 | Grant Deed, Transfer RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Jun 12, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 2, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on File |
| Deed Sale | Sep 18, 2020 · Amount on File |
| Prior Sale | Oct 2, 2019 · Amount on File |
| Deed Document Number | 202023468 |
| Prior Transfer Date | Sep 27, 2019 |
| Prior Transfer Doc | 0000024702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 18, 2020 |
| Property Address | 11592 DITCH RD, OAKLEY, MI 48649-8701 |
| Document Number | 0000023468 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 23468 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $5.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11592 DITCH RD OAKLEY MI 486498701, OAKLEY, MI 48649-8701 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 12, 2020 |
| Property Address | 11592 DITCH RD, OAKLEY, MI 48649-8701 |
| Document Number | 0000015060 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 15060 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1601 MARKET ST PHILADELPHIA PA 191032301, PHILADELPHIA, PA 19103-2301 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 2, 2019 |
| Property Address | 11592 DITCH RD, OAKLEY, MI 48649-8701 |
| Document Number | 0000024702 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 24702 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $58.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 MORTGAGE WAY MOUNT LAUREL NJ 080544637, MOUNT LAUREL, NJ 08054-4637 |
The 2025 property tax bill for 11592 Ditch Rd was $2,286.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,700 | $169,400 | |
| 2025 | $2,286.00 | ||
| 2023 | $64,700 | $129,400 | |
| 2022 | $1,857.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11592 Ditch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11592 Ditch Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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