11993 Co Rd 3650, Ada, OK 74820 Property Records

Pontotoc County property record for 11993 Co Rd 3650, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1981
Lot Size	2.04 acres (89,211 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Feb 2025)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32249`

Property Details

APN / Parcel Number

Primary APN	`32249`
Alternative APN	`0000-24-004-007-0-042-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	89,211 sqft (2.04 acres)
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	30 sqft
Deck Area	60 sqft
Patio Area	30 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32249
Street Address	11993 COUNTY ROAD 3650
City	ADA
State	OK
Zip	74820-0753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TRACT COMM NW/C N2 NE NE NE; N8846'11E270.6'; S0049'26E330.50'; S8847'26W270.06'; N0049'26W330.40' TO POB CONT 2.048 AC
Legal Range	07E
Legal Township	04N
Legal Section	24
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHEAST PONTOTOC
Census Block Group	1
Census Block	1014
Census Tract	88600

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13617 COUNTY ROAD 3640, ADA, OK 74820-0736
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Jan 9, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 10, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Prior Sale	Jan 9, 2024 · Amount on Record
Deed Document Number	2025915
Deed Book / Page	3864 / 199
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	11993 COUNTY ROAD 3650, ADA, OK 74820-0753
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003102/106
Date	Mar 9, 2017
Book Page	3102/106
Instrument	2017-001234

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 10, 2032

Interest

Rate Type	Adjustable Rate

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jan 9, 2024
Property Address	11993 COUNTY ROAD 3650, ADA, OK 74820-0753
Document Number	003760/146
Book / Page	3760 / 146
Instrument Date	Jan 8, 2024
Instrument	I-2024-000140
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	HOMERUN TITLE, HOME TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11993 COUNTY ROAD 3650, ADA, OK 74820-0753

Mortgage

Document Number	I2024000141
Date	Jan 9, 2024
Instrument	I-2024-000141

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

February 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PONTOTOC OK
Recording Date	Feb 10, 2023
Property Address	ADA, OK 74820
Document Number	003678/172
Book / Page	3678 / 172
Instrument Date	Feb 6, 2023
Instrument	I-2023-000643
Transaction Type	Foreclosure
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Tax	$135.75
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 W 12TH ST, ADA, OK 74820-6304
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,791 (-0.04%) Land $4,200 Building $18,591	$189,929 (-0.04%) Land $35,001 Building $154,928
2025	$2,058.00 (+0.24%)	$22,800 (+51.92%) Land $4,200 Building $18,600	$190,000 (-) Land $35,001 Building $154,999
2024	$2,053.00 (+84.13%)	$15,008 (+5%) Land $2,826 Building $12,182	$190,000 (+42.03%) Land $35,001 Building $154,999
2023	$1,115.00	$14,294 Land $2,700 Building $11,594	$133,774 Land $22,500 Building $111,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 7 serves 4,863 people · EPA ID OK3006215
Water Source	Purchased groundwater from ADA
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: 360 Broadband, BLS Broadband.

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