Pontotoc County property record for 11991 Co Rd 3650, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,752 sqft · built 1998 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,900 (Oct 2023) |
| Tax Bill | $2,537 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2007 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26517 |
| Primary APN | 26517 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 400 sqft |
| Patio Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Utility Building | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26517 |
|---|---|
| Street Address | 11991 COUNTY ROAD 3650 |
| City | ADA |
| State | OK |
| Zip | 74820-0753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 S1/2 S1/2 SE SE SE SEC 13-4-7 ALLEN TWP |
| Legal Range | 07E |
| Legal Township | 04N |
| Legal Section | 13 |
| Legal Subdivision | UNPLATTED |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | NORTHEAST PONTOTOC |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 88600 |
Source: Pontotoc County records · APN 26517
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 17, 2007 | Deed of Trust, Mortgage CITIZENS BANK OF ADA |
| May 25, 2007 | Deed of Trust, Mortgage CITIZENS BANK OF ADA |
| Jun 19, 2007 | Deed of Trust, Mortgage CITIZENS BANK OF ADA |
| Oct 02, 2023 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK OF ADA |
| Nov 22, 2022 | Correction Deed · Conventional Mortgage VISION BANK |
| Jul 18, 2017 | Warranty Deed, Transfer · Line of Credit OKLAHOMA HERITAGE BANK |
| Oct 10, 2012 | Intrafamily Transfer, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2023 · Amount on Record |
| Deed Sale | Oct 02, 2023 · Amount on Record |
| Prior Sale | Jul 18, 2017 · Amount on Record |
| Deed Document Number | I-2023-005443 |
| Deed Book / Page | 3737 / 99 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Document Number | 0003954/63 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 3954/63 |
| Instrument | I-2025-006926 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002168/254 |
|---|---|
| Date | Apr 17, 2007 |
| Book Page | 2168/254 |
| Instrument | 2007-002392 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Address | ADA, OK 74821 |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Oct 15, 2007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002178/229 |
|---|---|
| Date | May 25, 2007 |
| Book Page | 2178/229 |
| Instrument | 2007-003335 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Address | ADA, OK 74821 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002184/246 |
|---|---|
| Date | Jun 19, 2007 |
| Book Page | 2184/246 |
| Instrument | 2007-003916 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Address | ADA, OK 74821 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Oct 02, 2023 |
| Property Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Document Number | 0003737/99 |
| Book / Page | 3737 / 99 |
| Instrument Date | Sep 29, 2023 |
| Instrument | I-2023-005443 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Document Number | I2023005444 |
|---|---|
| Date | Oct 02, 2023 |
| Instrument | I-2023-005444 |
| Name | CITIZENS BANK OF ADA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Nov 22, 2022 |
| Property Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Document Number | 003661/191 |
| Book / Page | 3661 / 191 |
| Instrument Date | Sep 06, 2022 |
| Instrument | I-2022-006423 |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 MAVERICK ROAD, ADA, OK 74820-5040 |
| Document Number | I2022006425 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | I-2022-006425 |
| Name | VISION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 22, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jul 18, 2017 |
| Property Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Document Number | 003134/153 |
| Book / Page | 3134 / 153 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 2017-003613 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Document Number | 2017003615 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 2017-003615 |
| Name | OKLAHOMA HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 14, 2018 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Oct 10, 2012 |
| Property Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Document Number | 002683/158 |
| Book / Page | 2683 / 158 |
| Instrument Date | Oct 03, 2012 |
| Instrument | 2012-007133 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11991 COUNTY ROAD 3650, ADA, OK 74820-0753 |
| Document Number | 002683/159 |
|---|---|
| Date | Oct 10, 2012 |
| Book Page | 2683/159 |
| Instrument | 2012-007134 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2042 |
Source: Pontotoc County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Unified School District | Byng Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,537.00 (+0.24%) | $28,106 (+0.57%) Land $3,600 Building $24,506 | $234,221 (+0.57%) Land $30,000 Building $204,221 |
| 2024 | $2,531.00 (+46.39%) | $27,948 (+26.03%) Land $2,700 Building $25,248 | $232,900 (+26.03%) Land $22,500 Building $210,400 |
| 2023 | $1,729.00 | $22,176 Land $2,100 Building $20,076 | $184,803 Land $17,500 Building $167,303 |
Source: FEMA National Flood Hazard Layer as of July 17, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 69% of the US · lower than 67% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AtLink Services Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: 360 Communications, Inc. (OK, AR & TX), BLS Broadband.
Based on FCC filings for 20 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PONTOTOC CO RWD # 7 serves 4,863 people |
|---|---|
| Water Source | Purchased groundwater from ADA |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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