11993 285th St, Lindstrom, MN 55045 Property Records

Chisago County property record for 11993 285th St, Lindstrom, MN 55045

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 4,304 sqft · built 1996
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2018)
Tax Bill	$10,536 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01806-00`

Property Details

APN / Parcel Number

Primary APN	`02-01806-00`
Alternative APNs	`3163753` `3358660` `3443112` `3973772`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	4,304 sqft Living Area
Gross Area	4,525 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Lot Depth	300 ft Depth
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3973772
Street Address	11993 285TH ST
City	LINDSTROM
State	MN
Zip	55045-8308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	SUBDIVISIONNAME WOODLAWN BEACH LOT 038 SUBDIVISIONCD 02670
Legal Range	020
Legal Township	033
Legal Section	08
Legal Subdivision	WOODLAWN BEACH
Legal Lot Number	38
Jurisdiction	CHISAGO MN
Township / Civil Division	CHISAGO LAKE
Census Block Group	3
Census Block	3013
Census Tract	110503

Owner

11993 285th St is owned and occupied by two individuals who bought it in May 2018.

Source: Chisago County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11993 285TH ST, LINDSTROM, MN 55045-8308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Prior Sale	Aug 6, 2003 · Amount on File
Deed Document Number	2018608865
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	May 14, 2018
Property Address	11993 285TH ST, LINDSTROM, MN 55045-8308
Document Number	A608865
Instrument Date	May 11, 2018
Instrument	A-608865
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11993 285TH ST, LINDSTROM, MN 55045-8308

Mortgage

Document Number	A608866
Date	May 14, 2018
Instrument	A-608866

Lender

Name	TIAA CREF TRUST CO FSB

Agreement

Amount	Amount on Record
Term	92 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 11993 285th St was $10,536 with a homeowner's exemption, up 1.3% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Chisago Lake Township
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,536.00 (+1.35%)
2025	$10,396.00 Homeowner's exemption
2024		$925,600 (-2.82%)	$925,600 (-2.82%)
2023	$10,036.00 (+13.68%) Homeowner's exemption	$952,500 (+15.5%) Land $378,700 Building $573,800	$952,500 (+15.5%) Land $378,700 Building $573,800
2022	$8,828.00 (-5.22%) Homeowner's exemption	$824,700 (+14.43%) Land $283,400 Building $541,300	$824,700 (+14.43%) Land $283,400 Building $541,300
2021	$9,314.00	$720,700	$720,700 Land $245,100 Building $475,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11993 285th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11993 285th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20