11980 285th St, Lindstrom, MN 55045 Property Records

Chisago County property record for 11980 285th St, Lindstrom, MN 55045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,428 sqft · built 1997
Lot Size	18.6 acres (812,394 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,830 (2026)
Flood Zone	Zone AE (high risk)
APN	`02-01806-10`

Property Details

APN / Parcel Number

Primary APN	`02-01806-10`
Alternative APNs	`3163728` `3358824` `3442702` `3973225`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	1,500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	812,394 sqft (18.6 acres)
Lot Depth	300 ft Depth
Garage Area	816 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3973225
Street Address	11980 285TH ST
City	LINDSTROM
State	MN
Zip	55045-8085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	SUBDIVISIONNAME WOODLAWN BEACH LOT 042 SUBDIVISIONCD 02670
Legal Range	020
Legal Township	033
Legal Section	08
Legal Subdivision	WOODLAWN BEACH
Legal Lot Number	42
Jurisdiction	CHISAGO MN
Township / Civil Division	CHISAGO LAKE
Census Block Group	3
Census Block	3011
Census Tract	110503

Owner

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11980 285TH ST, LINDSTROM, MN 55045-8085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Chisago Lake Township
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,830.00 (+4.73%)
2025	$4,612.00 (+4.16%) Homeowner's exemption
2024		$451,600 (-2.61%)	$453,700 (-2.16%)
2023	$4,428.00 (+10.87%) Homeowner's exemption	$463,700 (+14.58%) Land $220,000 Building $243,700	$463,700 (+14.58%) Land $220,000 Building $243,700
2022	$3,994.00 (-1.92%) Homeowner's exemption	$404,700 (+20.73%) Land $175,300 Building $229,400	$404,700 (+18.75%) Land $175,300 Building $229,400
2021	$4,072.00	$335,200	$340,800 Land $149,200 Building $191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	901.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20