11990 Pebblepointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 11990 Pebblepointe Pass, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,392 sqft · built 1998
Lot Size0.3 acres (13,068 sqft)
Owner2 Owner Names on Record
Last Sale$355,000 (Dec 2008)
Tax Bill$5,355 (2024)
Deeds & MortgagesDec 2020 Mortgage
Nov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN29-10-33-011-008.000-018

Property Details

APN / Parcel Number

Primary APN29-10-33-011-008.000-018
Alternative APN
  • 1610330011008000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,392 sqft Living Area
1st Floor Area2,192 sqft
Basement Area894 sqft
Finished Basement200 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions162 ft deep x 80 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1610330011008000
Street Address11990 PEBBLEPOINTE PASS
CityCARMEL
StateIN
Zip46033-9673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .30, SECTION 33, TOWNSHIP 18, RANGE 4, STONEWICK, SECTION 3, LOT 96
Legal Range04
Legal Township18
Legal Section33
Legal SubdivisionSTONEWICK
Legal Block3
Legal Lot Number96
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2009
Census Tract110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address11990 PEBBLEPOINTE PASS, CARMEL, IN 46033-9673
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK
Nov 28, 2017Loan Modification, Mortgage
OLD NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2008 · Amount on Record
Deed SaleDec 29, 2008 · Amount on Record
Prior SaleJun 28, 2006
Deed Document Number2008062106
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address11990 PEBBLEPOINTE PASS, CARMEL, IN 46033-9673
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093551
DateDec 21, 2020
Instrument2020093551
Lender
NameOLD NATIONAL BANK
TypeBank
AddressEVANSVILLE, IN 47708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON IN
Property Address11990 PEBBLEPOINTE PASS, CARMEL, IN 46033-9673
Document Number0000060309
Instrument DateNov 28, 2017
Transaction TypeMortgage
Record UpdatedFeb 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11990 PEBBLEPOINTE PASS CARMEL IN 460339673, CARMEL, IN 46033-9673

Mortgage

Document Number0000060309
DateDec 8, 2017
Instrument60309
Lender
NameOLD NAT'L BK
TypeBank
AddressINDIANAPOLIS, IN 46240
Agreement
AmountAmount Recorded
Term120 Months
DueDec 7, 2027

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$548,100 (+14.93%) Land $148,900 Building $399,200$548,100 (+14.93%) Land $148,900 Building $399,200
2024$5,355.00 (+9.35%)$476,900 (+5.3%) Land $148,900 Building $328,000$476,900 (+5.3%) Land $148,900 Building $328,000
2023$4,897.00 (+3.71%) Homeowner's exemption$452,900 (+9.08%) Land $148,900 Building $304,000$452,900 (+9.08%) Land $148,900 Building $304,000
2022$4,722.00 Homeowner's exemption$415,200 Land $129,200 Building $286,000$415,200 Land $129,200 Building $286,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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