Hamilton County property record for 11973 Pebblepointe Pass, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,181 sqft · built 1995 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $457,100 (May 2013) |
| Tax Bill | $4,354 (2024) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-33-011-041.000-018 |
| Primary APN | 29-10-33-011-041.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,181 sqft Living Area |
| Gross Area | 4,213 sqft |
| 1st Floor Area | 2,665 sqft |
| Attic | Attic |
| Attic Area | 1,032 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 1,032 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11973 PEBBLEPOINTE PASS |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .25, SECTION 33, TOWNSHIP 18, RANGE 4, STONEWICK, SECTION 3, LOT 78 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 33 |
| Legal Subdivision | STONEWICK SECTION 3 |
| Legal Block | 3 |
| Legal Lot Number | 78 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 110912 |
11973 Pebblepointe Pass is owned and occupied by two individuals who acquired it in November 2023.
Source: Hamilton County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11973 PEBBLEPOINTE PASS, CARMEL, IN 46033-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Nov 13, 2023 | Intrafamily Transfer, Transfer |
| Aug 14, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2013 · Amount on File |
| Deed Sale | May 6, 2013 · Amount on File |
| Prior Sale | Jul 19, 2005 · Amount on File |
| Deed Document Number | 201327762 |
| Last Transfer Date | Nov 10, 2023 |
| Transfer Doc | 0000042997 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11973 PEBBLEPOINTE PASS, CARMEL, IN 46033-9675 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000040119 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025040119 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 13, 2023 |
| Property Address | 11973 PEBBLEPOINTE PASS, CARMEL, IN 46033-9675 |
| Document Number | 0000042997 |
| Map Reference | DOC 93-49814 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023042997 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11973 PEBBLEPOINTE PASS, CARMEL, IN 46033-9675 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 11973 PEBBLEPOINTE PASS, CARMEL, IN 46033-9675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039464 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 2017039464 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 444 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $479,600 (+20.87%) Land $123,200 Building $356,400 | $479,600 (+20.87%) Land $123,200 Building $356,400 | |
| 2024 | $4,354.00 (+3.2%) | $396,800 (-) Land $123,200 Building $273,600 | $396,800 (-) Land $123,200 Building $273,600 |
| 2023 | $4,219.00 (-3.57%) Homeowner's exemption | $396,800 (+3.17%) Land $123,200 Building $273,600 | $396,800 (+3.17%) Land $123,200 Building $273,600 |
| 2022 | $4,375.00 Homeowner's exemption | $384,600 Land $121,000 Building $263,600 | $384,600 Land $121,000 Building $263,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11973 Pebblepointe Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11973 Pebblepointe Pass is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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