1199 Summit Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 1199 Summit Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,563 sqft · built 1900
Lot Size	0.84 acres (36,590 sqft)
Owner	Company Name on Record
Tax Bill	$24,029 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-162-006`

Property Details

APN / Parcel Number

Primary APN	`009-162-006`
Alternative APN	`00916206`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,563 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)
Pool Type	Heated Pool

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1199 SUMMIT RD
City	SANTA BARBARA
State	CA
Zip	93108-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2E1
Legal Description	MONT LAND CO LOTS 13 AND
Legal Subdivision	MONTECITO LAND CO
Legal Block	19
Legal Lot Number	13,14
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2007
Census Tract	1404

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1199 SUMMIT RD, SANTA BARBARA, CA 93108-2451
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Personal Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit MONTECITO BANK & TRUST
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit MONTECITO BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 11, 2010
Transfer Doc	0000014054
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1199 SUMMIT RD, SANTA BARBARA, CA 93108-2451
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 SUMMIT RD, SANTA BARBARA, CA 93108-2451

Mortgage

Document Number	0000073294
Date	Oct 20, 2021
Instrument	2021-0073294

Lender

Name	MONTECITO BANK & TRUST
Type	Bank
Address	SANTA BARBARA, CA 93120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1199 SUMMIT RD, SANTA BARBARA, CA 93108-2451
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 SUMMIT RD, SANTA BARBARA, CA 93108-2451

Mortgage

Document Number	0000038483
Date	May 19, 2021
Instrument	2021-0038483

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	Other
Max Rate	8.87%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1199 SUMMIT RD, SANTA BARBARA, CA 93108-2451
Document Number	0000015907
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1199 SUMMIT RD SANTA BARBARA CA 931082451, SANTA BARBARA, CA 93108-2451

Mortgage

Document Number	0000015907
Date	Apr 20, 2018
Instrument	15907

Lender

Name	MONTECITO BK&TR
Type	Bank
Address	SANTA BARBARA, CA 93120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Montecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,222,333 (+2%) Land $1,302,959 Building $919,374
2025	$24,029.00 (+3.6%) Homeowner's exemption	$2,178,759 (+4.04%) Land $1,277,411 Building $901,348
2023	$23,195.00 (+1.47%) Homeowner's exemption Additional exemption filed	$2,094,157 Land $1,227,808 Building $866,349
2022	$22,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	9 (2018–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Frontier, GeoLinks.

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