1177 Summit Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 1177 Summit Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,283 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$3,170,000 (Sep 2020)
Tax Bill	$36,921 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-162-034`

Property Details

APN / Parcel Number

Primary APN	`009-162-034`
Alternative APN	`00916234`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,283 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	1177 SUMMIT RD
City	SANTA BARBARA
State	CA
Zip	93108-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2E1
Legal Description	PARCEL MAPS 34 PG 55 LOT A
Legal Subdivision	PARCEL MAP NO 13453
Legal Lot Number	A
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2007
Census Tract	1404

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9255 W SUNSET BLVD, 805, WEST HOLLYWOOD, CA 90069-3305
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK
Sep 17, 2020	Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Feb 22, 2000 · Amount on Record
Deed Document Number	202050356
Prior Transfer Date	Dec 2, 2004
Prior Transfer Doc	0000134296
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1177 SUMMIT RD, SANTA BARBARA, CA 93108-2451
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9255 W SUNSET BLVD 805, 805, LOS ANGELES, CA 90069-3305

Mortgage

Document Number	0000044971
Date	Oct 25, 2022
Instrument	2022-0044971

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	WEST HOLLYWOOD, CA 90069

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 17, 2020
Property Address	1177 SUMMIT RD, SANTA BARBARA, CA 93108-2451
Document Number	0000050356
Map Reference	MB 34 PG 55&56
Instrument Date	Sep 3, 2020
Instrument	2020-0050356
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16001 VINE ST 7TH FLOOR FL 7TH, 7, LOS ANGELES, CA 90028

Mortgage

Document Number	0000050357
Date	Sep 17, 2020
Instrument	2020-0050357

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.83%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.83%
Index	1-Year CMT
Max Rate	7.83%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Montecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,499,932 (+2%) Land $1,324,895 Building $2,175,037
2025	$36,921.00 (+3.68%)	$3,431,307 (+4.04%) Land $1,298,917 Building $2,132,390
2023	$35,610.00 (+1.75%)	$3,298,068 Land $1,248,480 Building $2,049,588
2022	$34,998.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	9 (2018–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Frontier, GeoLinks.

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