1199 E Madison Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 1199 E Madison Ave, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 1957
Lot Size	0.185 acres (8,064 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,128 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`489-140-32-00`

Property Details

APN / Parcel Number

Primary APN	`489-140-32-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,659 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	8,064 sqft (0.185 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1199 E MADISON AVE
City	EL CAJON
State	CA
Zip	92021-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 9 LOT 4 POR TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	9
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1199 E MADISON AVE, EL CAJON, CA 92021-6307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 29, 2017	Deed of Trust, Mortgage · FHA Mortgage IMC MORTGAGE CORP
Dec 23, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Feb 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage EXCELERATE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019
Deed Sale	Dec 23, 2019
Prior Sale	Feb 21, 2002 · Amount on Record
Deed Document Number	2019600386
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0000600386
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1199 E MADISON AVE, EL CAJON, CA 92021-6307
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 E MADISON AVE, EL CAJON, CA 92021-6307

Mortgage

Document Number	0000163659
Date	Mar 2, 2021
Instrument	2021-0163659

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	RIVERSIDE, CA 92507

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1199 E MADISON AVE, EL CAJON, CA 92021-6307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000449485
Date	Sep 29, 2017
Instrument	2017-0449485

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2019
Property Address	1199 E MADISON AVE, EL CAJON, CA 92021-6307
Document Number	0000600386
Instrument Date	Dec 17, 2019
Instrument	600386
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1199 E MADISON AVE EL CAJON CA 920216307, EL CAJON, CA 92021-6307

Mortgage

Document Number	600387
Date	Dec 23, 2019
Instrument	600387

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1199 E MADISON AVE, EL CAJON, CA 92021-6307
Document Number	0000090009
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1199 E MADISON AVE EL CAJON CA 920216307, EL CAJON, CA 92021-6307

Mortgage

Document Number	0000090009
Date	Feb 24, 2017
Instrument	90009

Lender

Name	EXCELERATE CAP
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$483,441 (+2%) Land $242,001 Building $241,440
2025	$6,128.00 (+1.22%) Homeowner's exemption	$473,962 (+4.04%) Land $237,256 Building $236,706
2023	$6,054.00 (+3.33%) Homeowner's exemption	$455,559 Land $228,044 Building $227,515
2022	$5,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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