1174 E Madison Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 1174 E Madison Ave, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1957
Lot Size	0.175 acres (7,600 sqft)
Owner	Individual Name on Record
Last Sale	$718,000 (May 2026)
Tax Bill	$4,315 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2026 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`489-111-01-00`

Property Details

APN / Parcel Number

Primary APN	`489-111-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,196 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1174 E MADISON AVE
City	EL CAJON
State	CA
Zip	92021-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 1 TR 003481
Legal Subdivision	ROSELLE MANOR
Legal Tract	003481
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	16302

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1966 PASEO LUGO, CHULA VISTA, CA 91913-3339
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 27, 2026	Affidavit, Transfer
May 27, 2026	Grant Deed, Transfer · Conventional Mortgage KD FINANCIAL SERVICES INC
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage WORLD WIDE CREDIT CORP
Oct 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 22, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY-SD
Jan 22, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jan 22, 2018 · Amount on Record
Deed Document Number	2026150401
Prior Transfer Date	Oct 5, 2021
Prior Transfer Doc	0000710725
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311

Mortgage

Document Number	0000281235
Date	Jul 8, 2022
Instrument	2022-0281235

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2026
Property Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311
Document Number	0000150400
Instrument Date	May 20, 2026
Instrument	2026150400
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1966 PASEO LUGO, CHULA VISTA, CA 91913-3339

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2026
Property Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311
Document Number	0000150401
Instrument Date	May 14, 2026
Instrument	2026150401
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,769.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311
Investor	Possibly a Property Investor

Mortgage

Document Number	0000150402,
Date	May 27, 2026
Instrument	2026150402

Lender

Name	KD FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311

Mortgage

Document Number	0000583362
Date	Sep 29, 2020
Instrument	2020-0583362

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2021
Property Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311
Document Number	0000710725
Map Reference	MAP 3481
Instrument Date	Oct 5, 2021
Instrument	2021-0710725
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311

Mortgage

Document Number	0000710726
Date	Oct 12, 2021
Instrument	2021-0710726

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2018
Property Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311
Document Number	0000025136
Instrument Date	Jan 9, 2018
Instrument	25136
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	CHICAGO TITLE COMPANY-SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1174 E MADISON AVE EL CAJON CA 920216311, EL CAJON, CA 92021-6311

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2018
Property Address	1174 E MADISON AVE, EL CAJON, CA 92021-6311
Document Number	0000025137
Instrument Date	Dec 29, 2017
Instrument	25137
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	CHICAGO TITLE COMPANY-SD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1174 E MADISON AVE EL CAJON CA 920216311, EL CAJON, CA 92021-6311

Mortgage

Document Number	25138
Date	Jan 22, 2018
Instrument	25138

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$498,927 (+2%) Land $269,693 Building $229,234
2025	$4,315.00 (-1.98%) Veteran's exemption	$489,145 (+4.04%) Land $264,405 Building $224,740
2024	$4,402.00 (-2.29%)
2023	$4,505.00 (-0.16%)	$470,153 Land $254,139 Building $216,014
2022	$4,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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