1199 Apache Trl, Pegram, TN 37143 Property Records

Cheatham County property record for 1199 Apache Trl, Pegram, TN 37143

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.31 acres (231,304 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Aug 2024)
Tax Bill	$678 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011084 00345`

Property Details

APN / Parcel Number

Primary APN	`011084 00345`
Alternative APN	`084 00345`

Exterior

Lot Area	231,304 sqft (5.31 acres)
Terrain	Rolling

Location & Zoning

Street Address	1199 APACHE TRL
City	PEGRAM
State	TN
Zip	37143-5023
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	FRONTIER ACRES 528
Legal Subdivision	FRONTIER ACRES
Legal Lot Number	528
Jurisdiction	CHEATHAM TN
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	70102

Owner

1199 Apache Trl, residential vacant land, is owned by two individuals who bought it in August 2024.

Source: Cheatham County records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 N LAUREL CIR, COLUMBIA, TN 38401-2067
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PERSONS BANKING COMPANY
Aug 27, 2024	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA FLCA
Apr 14, 2021	Warranty Deed, Transfer RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC
May 25, 2018	Warranty Deed, Subdivision Related Transfer DIXIELAND CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on File
Deed Sale	Aug 27, 2024 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	2024246269
Deed Book / Page	633 / 313
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	1199 APACHE TRL, PEGRAM, TN 37143-5023
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 APACHE TRL, PEGRAM, TN 37143-5023

Mortgage

Document Number	RB 6552657
Date	Mar 27, 2026
Book Page	655/2657
Instrument	258948

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEATHAM TN
Recording Date	Aug 27, 2024
Property Address	1199 APACHE TRL, PEGRAM, TN 37143-5023
Document Number	0RB 633313
Book / Page	633 / 313
Map Reference	MB 7 PG 51 CAB 2
Instrument Date	Aug 22, 2024
Instrument	246269
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 N LAUREL CIR, COLUMBIA, TN 38401-2067

Mortgage

Document Number	0RB 246270
Date	Aug 27, 2024
Instrument	246270

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2044

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEATHAM TN
Recording Date	Apr 14, 2021
Property Address	1199 APACHE TRL, PEGRAM, TN 37143-5023
Document Number	0RB 582335
Book / Page	582 / 335
Map Reference	MB 51 CAB2 FILE 354A
Instrument Date	Apr 8, 2021
Instrument	216641
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4254 GOURLEY RD, PEGRAM, TN 37143-5004

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHEATHAM TN
Recording Date	May 25, 2018
Property Address	APACHE TRL, PEGRAM, TN 37143
Document Number	RB 187911
Book / Page	000534 / 002564
Instrument Date	May 25, 2018
Instrument	187911
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.24
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1122 DOG CREEK RD KINGSTON SPRINGS TN 370829216, KINGSTON SPRINGS, TN 37082-9216

Mortgage

Document Number	RB 187912
Date	May 25, 2018
Book Page	000534/002566
Instrument	187912

Lender

Name	DIXIELAND CO

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1199 Apache Trl was $678.

Source: Cheatham County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cheatham County
Unified School District	Cheatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$678.00	$35,150 Land $35,150
2024			$140,600 Land $140,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1199 Apache Trl in Zone X, an area of minimal flood risk, though there have been 114 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	114 (1978–2024)
Claims Outside the SFHA	25 of 114
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 7 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 49 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1199 Apache Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Apache Trl

Nearby Streets

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