1196 Apache Trl, Pegram, TN 37143 Property Records

Cheatham County property record for 1196 Apache Trl, Pegram, TN 37143

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,636 sqft · built 2024
Lot Size	5.82 acres (253,519 sqft)
Owner	2 Trust Names on File
Last Sale	$23,000 (Aug 2014)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011084 00323`

Property Details

APN / Parcel Number

Primary APN	`011084 00323`
Alternative APN	`084 00323`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,636 sqft Living Area
1st Floor Area	1,839 sqft
Upper Floors Area	1,328 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Lot Area	253,519 sqft (5.82 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	841 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1196 APACHE TRL
City	PEGRAM
State	TN
Zip	37143-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONTIER ACRES 529
Legal Subdivision	FRONTIER ACRES
Legal Tract	529
Legal Lot Number	529
Jurisdiction	CHEATHAM TN
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	70102

Owner

1196 Apache Trl is held in a trust since January 2026.

Source: Cheatham County records, as of June 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1196 APACHE TRL, PEGRAM, TN 37143-5023
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK
May 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Jan 20, 2026	Intrafamily Transfer, Transfer
Jul 25, 2022	Warranty Deed, Transfer BRIDGEHOUSE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2014 · Amount on File
Deed Sale	Aug 20, 2014 · Amount on File
Prior Sale	Aug 28, 2013 · Amount on File
Deed Book / Page	483 / 391
Last Transfer Date	Jan 8, 2026
Transfer Doc	0RB 653512
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	1196 APACHE TRL, PEGRAM, TN 37143-5023
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4141 WOODLAWN DR 52, 52, NASHVILLE, TN 37205-2242

Mortgage

Document Number	RB 6231718
Date	Dec 1, 2023
Book Page	623/1718
Instrument	240488

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2024

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Min Rate At Change	8.5%
Max Rate At Change	14.5%
Index	Prime Rate
Max Rate	14.5%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	1196 APACHE TRL, PEGRAM, TN 37143-5023
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 APACHE TRL, PEGRAM, TN 37143-5023

Mortgage

Document Number	RB 6432166
Date	May 30, 2025
Book Page	643/2166
Instrument	252277

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEATHAM TN
Recording Date	Jan 20, 2026
Property Address	1196 APACHE TRL, PEGRAM, TN 37143-5023
Document Number	0RB 653512
Book / Page	653 / 512
Map Reference	MB 7 PG 51
Instrument Date	Jan 8, 2026
Instrument	257435
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1196 APACHE TRL, PEGRAM, TN 37143-5023

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEATHAM TN
Recording Date	Jul 25, 2022
Property Address	1196 APACHE TRL, PEGRAM, TN 37143-5023
Document Number	RB 6062608
Book / Page	606 / 2608
Instrument Date	Jul 18, 2022
Instrument	230362
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	BRIDGEHOUSE TITLE

Transaction

Amount	Amount on Record
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4141 WOODLAWN DR APT 52, 52, NASHVILLE, TN 37205-2242

Tax Assessment & Valuation

The 2025 property tax bill for 1196 Apache Trl was $2,529.

Source: Cheatham County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cheatham County
Unified School District	Cheatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,529.00	$131,175 Land $36,700 Building $94,475
2024			$524,700 Land $146,800 Building $377,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1196 Apache Trl in Zone X, an area of minimal flood risk, though there have been 114 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	114 (1978–2024)
Claims Outside the SFHA	25 of 114
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 7 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 49 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1196 Apache Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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