11986 HERITAGE CIR DOWNEY CA 902414326, DOWNEY, CA 90241-4326
Mortgage
Document Number
0000554235
Date
May 18, 2017
Instrument
554235
Lender
Name
JG WENTWORTH HM LNDG
Address
WOODBRIDGE, VA 22192
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 17, 2047
Interest
Rate Type
Adjustable Rate
Rate
3.87%
Tax Assessment & Valuation
The 2025 property tax bill for 11986 Heritage Cir was $5,894.
Source: Los Angeles County assessment roll, as of August 25, 2026
Property Jurisdictions
Type
Name
State
California
County
Los Angeles County
Municipality
Downey City
Unified School District
Downey Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$472,192 (+2%)Land $248,953Building $223,239
2025
$5,894.00
$462,934Land $244,072Building $218,862
2023
$5,592.00 (+5.35%)
$444,960Land $234,596Building $210,364
2022
$5,308.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 11986 Heritage Cir in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 11986 Heritage Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood
0.03% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
DOWNEY - CITY, WATER DEPT. serves 110,556 people · EPA ID CA1910034
Water Source
Groundwater
Lead
Under 1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Coliform assessment Feb 2018
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Frontier Fiber
5,000 / 5,000
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
May also be available: AT&T, GeoLinks, Starry, T-Mobile, Verizon.