Montcalm County property record for 11985 Spencer Rd, Sumner, MI 48889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 896 sqft · built 1995 |
| Lot Size | 1.24 acres (54,319 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $513 (2025) |
| APN | 005-001-003-04 |
| Primary APN | 005-001-003-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 896 sqft Building Perimeter |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 54,319 sqft (1.24 acres) |
| Lot Dimensions | 329 ft deep x 177 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11985 SPENCER RD |
|---|---|
| City | SUMNER |
| State | MI |
| Zip | 48889-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5SPCMB |
| Legal Description | SURVEY PARCEL 4 PART OF E 1/4 OF S 1/2 OF NE 1/4 BEG AT SE COR THEREOF, TH S 89 DEG 56'23" W 329.12 FT, N 0 DEG 20'30" E 178. |
| Legal Range | 05W |
| Legal Township | 10N |
| Legal Section | 01 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 971000 |
Source: Montcalm County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11985 SPENCER RD, SUMNER, MI 48889-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2005 |
| Deed Sale | Mar 1, 2005 |
| Prior Sale | Mar 9, 2004 |
| Deed Book / Page | 1233 / 946 |
| Record Updated | Sep 20, 2026 |
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,000 (+8.11%) | $56,000 (+8.11%) | |
| 2025 | $513.00 (+2.6%) | $25,900 (+11.64%) | $51,800 (+123.28%) |
| 2024 | $500.00 | ||
| 2023 | $23,200 | $23,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CMS Internet Fiber | 1,000 / 1,000 |
| Point Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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