11914 Spencer Rd, Sumner, MI 48889 Property Records

Montcalm County property record for 11914 Spencer Rd, Sumner, MI 48889

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 920 sqft · built 1999
Lot Size10.6 acres (463,391 sqft)
Owner2 Individual Names on File
Tax Bill$803 (2025)
APN005-001-021-00

Property Details

APN / Parcel Number

Primary APN005-001-021-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area920 sqft Building Perimeter
1st Floor Area920 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area463,391 sqft (10.6 acres)

Location & Zoning

Street Address11914 SPENCER RD
CitySUMNER
StateMI
Zip48889-9602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5SPCMB
Legal DescriptionPARCEL A (SURVEY 636-0076) - PART OF NE 1/4 OF SE 1/4 DES AS BEG AT E 1/4 COR OF SEC 1; TH S 0 DEG 14' 20" W 331.58 FT; S 89
Legal Range05W
Legal Township10N
Legal Section01
JurisdictionMONTCALM MI
Township / Civil DivisionCRYSTAL
Census Block Group2
Census Block2001
Census Tract971000

Owner

11914 Spencer Rd is owned and occupied by two individuals who acquired it in September 2002.

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address11914 SPENCER RD, SUMNER, MI 48889-9602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2002
Deed SaleSep 24, 2002
Prior SaleSep 11, 1996 · Amount on File
Deed Book / Page1042 / 1016
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 11914 Spencer Rd was $803, up 2.7% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMontcalm County
County SubdivisionCrystal Township
Unified School DistrictCarson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,900 (+19.04%)$103,800 (+19.04%)
2025$803.00 (+2.69%)$43,600$87,200
2024$782.00
2023$34,800$34,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11914 Spencer Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11914 Spencer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CMS Internet
Fiber
1,000 / 1,000
Point Broadband
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spencer Rd

Nearby Streets

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