1198 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 1198 State Rd 20, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	1,982 sqft · built 1900
Lot Size	5.32 acres (231,739 sqft)
Owner	Company Name on Record
Flood Zone	Zone X (moderate risk)
APN	`15-10-24-4050-000.0-003.0`

Property Details

APN / Parcel Number

Primary APN	`15-10-24-4050-000.0-003.0`
Alternative APN	`12869`

Interior

Building Area	1,982 sqft Living Area

Exterior

Year Built	Built 1900
Lot Area	231,739 sqft (5.32 acres)

Location & Zoning

Account Number	12869
Street Address	1198 STATE ROAD 20
City	INTERLACHEN
State	FL
Zip	32148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-8 INCLUSIVE OF R L, WAL
Legal Range	24E
Legal Township	10S
Legal Section	15
Legal Subdivision	LOTS
Legal Block	4
Legal Lot Number	1-8 2
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1191
Census Tract	950300

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1109 S MARION AVE, LAKE CITY, FL 32025-5874
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2016
Deed Sale	Dec 14, 2016
Deed Document Number	201654021607
Deed Book / Page	1459 / 0640
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Municipality	Interlachen Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$143,650 (+7.35%)	$143,650 (+7.35%) Land $34,760 Building $108,890
2023	Homeowner's exemption	$133,820	$133,820 Land $37,920 Building $95,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INTERLACHEN WS serves 791 people · EPA ID FL2541180
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20