Putnam County property record for 1188 State Rd 20, Interlachen, FL 32148
| Property Type | Single Family Home |
|---|---|
| Details | 1,783 sqft · built 1988 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,000 (Nov 2017) |
| Deeds & Mortgages | Apr 2017 Mortgage Nov 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 15-10-24-0000-038.0-000.0 |
| Primary APN | 15-10-24-0000-038.0-000.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 13 Plumbing Fixtures |
|---|---|
| Building Area | 1,783 sqft Total Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Dimensions | 230 ft deep x 65 ft wide |
| Porch | Porch |
| Porch Area | 288 sqft |
| Account Number | 77286 |
|---|---|
| Street Address | 1188 STATE ROAD 20 |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-5405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE 1/4 OF SW 1/4 OF NW 1/4 (EX |
| Legal Range | 24E |
| Legal Township | 10S |
| Legal Section | 15 |
| Legal Subdivision | INTERLACHEN |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 1 |
| Census Block | 1191 |
| Census Tract | 950300 |
1188 State Rd 20 is owned by a company that bought it in November 2017 and is owner-occupied.
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1109 S MARION AVE, LAKE CITY, FL 32025-5874 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HARBOR COMMUNITY BANK |
| Nov 29, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on File |
| Deed Sale | Nov 29, 2017 · Amount on File |
| Prior Sale | Oct 25, 2005 · Amount on File |
| Deed Document Number | 201754020907 |
| Deed Book / Page | 1491 / 0422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 1188 STATE ROAD 20, INTERLACHEN, FL 32148-5405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014711867 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 1471/1867 |
| Instrument | 201754007493 |
| Name | HARBOR COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | OCALA, FL 34471 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 17, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Nov 29, 2017 |
| Property Address | 1188 STATE ROAD 20, INTERLACHEN, FL 32148-5405 |
| Document Number | 0014910422 |
| Book / Page | 001491 / 000422 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 54020907 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $21.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1109 S MARION AVE LAKE CITY FL 320255874, LAKE CITY, FL 32025-5874 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Municipality | Interlachen Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $14,840 | $14,840 Land $14,790 Building $50 |
| 2023 | Homeowner's exemption | $14,840 | $14,840 Land $14,790 Building $50 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1188 State Rd 20 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 88.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1188 State Rd 20 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INTERLACHEN WS serves 791 people · EPA ID FL2541180 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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