1198 Park Stream Dr, Galt, CA 95632 Property Records

Sacramento County property record for 1198 Park Stream Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 1997
Lot Size	0.161 acres (7,023 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Sep 2021)
Tax Bill	$6,103 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`148-0660-058-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0660-058-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,023 sqft (0.161 acres)
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1198 PARK STREAM DR
City	GALT
State	CA
Zip	95632-3745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EXECUTIVE SERIES AT TWIN CITIES EST, LOT 187
Legal Subdivision	EXECUTIVE SERIES AT TWIN CITIES EST
Legal Lot Number	187
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1012
Census Tract	9409

Owner

1198 Park Stream Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1198 PARK STREAM DR, GALT, CA 95632-3745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Jul 22, 2016 · Amount on File
Deed Document Number	20211284
Deed Book / Page	20210922 / 1284
Prior Transfer Date	May 7, 2004
Prior Transfer Doc	2004000271
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 22, 2021
Property Address	1198 PARK STREAM DR, GALT, CA 95632-3745
Document Number	2021092201284
Map Reference	MB 215 MAP 1
Instrument Date	Sep 17, 2021
Instrument	2021092201284
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1198 PARK STREAM DR, GALT, CA 95632-3745

Mortgage

Document Number	2021092201285
Date	Sep 22, 2021
Instrument	2021092201285

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1198 PARK STREAM DR, GALT, CA 95632-3745
Document Number	1903250827
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1198 PARK STREAM DR GALT CA 956323745, GALT, CA 95632-3745

Mortgage

Document Number	1903250827
Date	Mar 25, 2019
Instrument	1903250827

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 24, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1198 Park Stream Dr was $6,103 with a homeowner's exemption, up 12.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$538,716 (+2%) Land $102,830 Building $435,886
2025	$6,103.00 (+12.91%) Homeowner's exemption	$528,154 Land $100,814 Building $427,340
2024	$5,405.00 (-3.34%)
2023	$5,592.00 (+3.92%) Homeowner's exemption	$469,200 Land $96,900 Building $372,300
2022	$5,381.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1198 Park Stream Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1198 Park Stream Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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