1040 Park Stream Dr, Galt, CA 95632 Property Records

Sacramento County property record for 1040 Park Stream Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,499 sqft · built 2008
Lot Size	0.194 acres (8,430 sqft)
Owner	Trust Name on File
Last Sale	$499,000 (Jul 2019)
Tax Bill	$6,339 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-1020-036-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1020-036-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,499 sqft Living Area
1st Floor Area	3,499 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,430 sqft (0.194 acres)
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1040 PARK STREAM DR
City	GALT
State	CA
Zip	95632-3780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SOMMERSET UNIT NO.2, LOT 55
Legal Subdivision	SOMMERSET UNIT NO.2
Legal Lot Number	55
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2009
Census Tract	9409

Owner

1040 Park Stream Dr is owner-occupied and held in a trust since June 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	1040 PARK STREAM DR, GALT, CA 95632-3780
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
Sep 13, 2023	Intrafamily Transfer, Transfer
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
Jul 29, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Jul 29, 2019	Quit Claim Deed, Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Apr 15, 2008 · Amount on File
Deed Book / Page	20190729 / 323
Last Transfer Date	Jun 15, 2023
Transfer Doc	2023000349
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1040 PARK STREAM DR, GALT, CA 95632-3780
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 PARK STREAM DR, GALT, CA 95632-3780

Mortgage

Document Number	0000001369
Date	Jun 18, 2021
Instrument	202106181369

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 13, 2023
Property Address	1040 PARK STREAM DR, GALT, CA 95632-3780
Document Number	0000000349
Map Reference	MB 339 MAP 5
Instrument Date	Jun 15, 2023
Instrument	202309130349
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1040 PARK STREAM DR, GALT, CA 95632-3780

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1040 PARK STREAM DR, GALT, CA 95632-3780
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 PARK STREAM DR, GALT, CA 95632-3780

Mortgage

Document Number	6180000001369
Date	Jun 18, 2021
Book Page	20210618/1369

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 29, 2019
Property Address	1040 PARK STREAM DR, GALT, CA 95632-3780
Document Number	1907290323
Instrument Date	Jul 17, 2019
Instrument	1907290323
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 PARK STREAM DR GALT CA 956323780, GALT, CA 95632-3780

Mortgage

Document Number	1907290324
Date	Jul 29, 2019
Instrument	1907290324

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 28, 2034

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 29, 2019
Property Address	1040 PARK STREAM DR, GALT, CA 95632-3780
Document Number	1907290322
Instrument Date	Jul 17, 2019
Instrument	1907290322
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9744 HARVEY RD GALT CA 956329000, GALT, CA 95632-9000

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Park Stream Dr was $6,339 with a homeowner's exemption, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$556,637 (+2%) Land $94,815 Building $461,822
2025	$6,339.00 (+4.4%) Homeowner's exemption	$545,723 Land $92,956 Building $452,767
2024	$6,072.00 (-10.28%)
2023	$6,768.00 (+3.63%) Homeowner's exemption	$524,535 Land $89,348 Building $435,187
2022	$6,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1040 Park Stream Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Park Stream Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

Nearby Properties on Park Stream Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures