1198 E Main St, Albertville, AL 35951 Property Records

Marshall County property record for 1198 E Main St, Albertville, AL 35951

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,436 sqft · built 1997
Lot Size	0.415 acres (18,110 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Oct 2019)
Tax Bill	$548 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-01-12-0-000-039.005`

Property Details

APN / Parcel Number

Primary APN	`19-01-12-0-000-039.005`
Alternative APNs	`191120000039005` `502916`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,110 sqft (0.415 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	502916
Street Address	1198 E MAIN ST
City	ALBERTVILLE
State	AL
Zip	35951-7350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	120.5 X 140 LOT 3 PEPPERMILL SUB PHASE I PB 8 PG 9
Legal Range	4E
Legal Township	9S
Legal Section	12
Legal Subdivision	PEPPERMILL SUB
Legal Phase	1
Legal Lot Number	3
Jurisdiction	MARSHALL AL
Township / Civil Division	ALBERTVILLE-BOAZ
Census Block Group	1
Census Block	1049
Census Tract	30803

Owner

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1198 E MAIN ST, ALBERTVILLE, AL 35951-7350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Oct 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	20193197671
Deed Book / Page	6243 / 253
Prior Transfer Date	Aug 1, 2018
Prior Transfer Doc	0003179050
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Recording Date	Jun 4, 2026
Property Address	1198 E MAIN ST, ALBERTVILLE, AL 35951-7350
Document Number	0003315238
Book / Page	7220 / 819
Instrument Date	May 26, 2026
Instrument	20263315238
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 E MAIN ST, ALBERTVILLE, AL 35951-7350

Mortgage

Document Number	0003315238,
Date	Jun 4, 2026
Book Page	7220/819
Instrument	20263315238

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	1198 E MAIN ST, ALBERTVILLE, AL 35951-7350
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 E MAIN ST, ALBERTVILLE, AL 35951-7350

Mortgage

Document Number	0003274160
Date	Jan 29, 2024
Book Page	7054/219
Instrument	3274160

Lender

Name	LIBERTY BANK
Type	Bank
Address	ALBERTVILLE, AL 35950

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Oct 30, 2019
Property Address	1198 E MAIN ST, ALBERTVILLE, AL 35951-7350
Document Number	0003197671
Book / Page	006243 / 000253
Instrument Date	Oct 28, 2019
Instrument	3197671
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 E MAIN ST ALBERTVILLE AL 359517350, ALBERTVILLE, AL 35951-7350

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARSHALL AL
Recording Date	Aug 27, 2018
Property Address	1198 E MAIN ST, ALBERTVILLE, AL 35951-7350
Document Number	0003179050
Book / Page	006058 / 000280
Instrument Date	Aug 17, 2018
Instrument	3179050
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 E MAIN ST ALBERTVILLE AL 359517350, ALBERTVILLE, AL 35951-7350

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Albertville City
County	Marshall County
Unified School District	Albertville City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$548.00 (+7.66%) Homeowner's exemption
2025	$509.00 (+14.13%)	$12,100 (+12.66%)	$126,900 (+18.27%) Land $10,500 Building $116,400
2023	$446.00 (+9.31%)	$10,740 (+8.27%)	$107,300 (+8.17%) Land $10,000 Building $97,300
2021	$408.00 Homeowner's exemption	$9,920	$99,200 Land $10,000 Building $89,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBERTVILLE, MUNICIPAL UB OF THE serves 29,367 people · EPA ID AL0000933
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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