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1196 E Main St, Albertville, AL 35951 Property Records

Marshall County property record for 1196 E Main St, Albertville, AL 35951

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,588 sqft · built 1997
Lot Size0.388 acres (16,912 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Jan 2014)
Tax Bill$650 (2026)
Deeds & MortgagesMay 2020 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-01-12-0-000-039.006

Property Details

APN / Parcel Number

Primary APN19-01-12-0-000-039.006
Alternative APNs
  • 191120000039006
  • 144939

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,588 sqft Living Area
1st Floor Area1,588 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area16,912 sqft (0.388 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number144939
Street Address1196 E MAIN ST
CityALBERTVILLE
StateAL
Zip35951-7350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description121.2 X 120.7 LOT 4 PEPPERMILL SUB PHASE I PB 08 PG 09 11-12-03 2810/115 11-27-02 2555/282 11/12/03 2826-228 10/30/96 1620/263 11/29/88 873/791 09/01/81 695/837
Legal Range4E
Legal Township9S
Legal Section12
Legal SubdivisionPEPPERMILL SUB
Legal Phase1
Legal Lot Number4
JurisdictionMARSHALL AL
Township / Civil DivisionALBERTVILLE-BOAZ
Census Block Group1
Census Block1049
Census Tract30803

Owner

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1196 E MAIN ST, ALBERTVILLE, AL 35951-7350
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2014 · Amount on Record
Deed SaleJan 10, 2014 · Amount on Record
Deed Document Number20143109053
Deed Book / Page5363 / 140
Prior Transfer DateFeb 23, 2007
Prior Transfer Doc0042100268
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARSHALL AL
Property Address1196 E MAIN ST, ALBERTVILLE, AL 35951-7350
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003206592
DateMay 18, 2020
Book Page6340/96
Instrument3206592
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARSHALL AL
Property Address1196 E MAIN ST, ALBERTVILLE, AL 35951-7350
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003230146
DateJul 12, 2021
Book Page6606/55
Instrument3230146
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
MunicipalityAlbertville City
CountyMarshall County
Unified School DistrictAlbertville City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$650.00 (+7.62%) Homeowner's exemption
2025$604.00 (+14.18%) Homeowner's exemption$12,520 (-5.3%) Land $1,000 Building $11,520$148,400 (+12.42%) Land $10,500 Building $137,900
2024$13,220 (+5.59%)$132,000 (+5.43%) Land $10,500 Building $121,500
2023$529.00 (+9.3%)$12,520 (+8.3%) Land $1,000 Building $11,520$125,200 (+8.3%) Land $10,000 Building $115,200
2021$484.00 Homeowner's exemption$11,560$115,600 Land $10,000 Building $105,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBERTVILLE, MUNICIPAL UB OF THE
serves 29,367 people · EPA ID AL0000933
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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