1198 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 1198 E Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,624 sqft · built 1956
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,500 (Jun 2023)
Tax Bill	$3,268 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41001344042/00`

Property Details

APN / Parcel Number

Primary APN	`41001344042/00`
Alternative APNs	`41-08-13-034-028.000-018` `00001084497`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2008
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	15,420 sqft (0.354 acres)
Lot Dimensions	164 ft deep x 96 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001084497
Street Address	1198 E JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITHAM ADD LOT 31 WHITHAM ADD PT LOT 31 MP FRANKLIN COMMUNI
Legal Subdivision	WHITHAM ADD
Legal Lot Number	31
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2006
Census Tract	611100

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1198 E JEFFERSON ST, FRANKLIN, IN 46131-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 20, 2023	Deed of Trust, Mortgage · FHA Mortgage NCL LLC
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN BANK CORP
Jun 20, 2023	Warranty Deed, Transfer NOT AVAILABLE, CTIN
Jul 20, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Jul 20, 2022 · Amount on Record
Deed Document Number	20239323
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Recording Date	May 6, 2026
Property Address	1198 E JEFFERSON ST, FRANKLIN, IN 46131-1918
Document Number	0000008881
Instrument Date	Apr 30, 2026
Instrument	20268881
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 E JEFFERSON ST, FRANKLIN, IN 46131-1918

Mortgage

Document Number	0000008881,
Date	May 6, 2026
Instrument	20268881

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1198 E JEFFERSON ST, FRANKLIN, IN 46131-1918
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	CTIN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023009324
Date	Jun 20, 2023
Instrument	2023-009324

Lender

Name	NCL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1198 E JEFFERSON ST, FRANKLIN, IN 46131-1918
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022024194
Date	Oct 28, 2022
Instrument	2022-024194

Lender

Name	GERMAN AMERICAN BANK CORP
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2032

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 20, 2023
Property Address	1198 E JEFFERSON ST, FRANKLIN, IN 46131-1918
Document Number	2023009323
Map Reference	PB 3 PG 75
Instrument Date	Jun 16, 2023
Instrument	2023-009323
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	NOT AVAILABLE, CTIN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 E JEFFERSON ST, FRANKLIN, IN 46131-1918

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 20, 2022
Property Address	1198 E JEFFERSON ST, FRANKLIN, IN 46131-1918
Document Number	2022016091
Map Reference	PB 3 PG 75
Instrument Date	Feb 1, 2022
Instrument	2022-016091
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 E MONROE ST, FRANKLIN, IN 46131-2358

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,268.00 (+10.41%) Homeowner's exemption	$333,800 (+50.23%) Land $33,700 Building $300,100	$333,800 (+50.23%) Land $33,700 Building $300,100
2024	$2,960.00 (+11.03%)
2023	$2,666.00 (+9.89%) Homeowner's exemption	$222,200 (+12.17%) Land $34,000 Building $188,200	$222,200 (+12.17%) Land $34,000 Building $188,200
2022	$2,426.00 Homeowner's exemption	$198,100 Land $24,700 Building $173,400	$198,100 Land $24,700 Building $173,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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