1197 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 1197 E Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1954
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$221,700 (May 2021)
Tax Bill	$3,911 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41001344029/00`

Property Details

APN / Parcel Number

Primary APN	`41001344029/00`
Alternative APNs	`41-08-13-034-031.000-018` `00001084503`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	116 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001084503
Street Address	1197 E JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITHAM ADD LOT 26 MP FRANKLIN COMMUNI
Legal Subdivision	WHITHAM ADD
Legal Lot Number	26
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2007
Census Tract	611100

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1197 E JEFFERSON ST, FRANKLIN, IN 46131-1917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit MUTUAL SAVINGS BANK
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS BANK
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA
May 5, 2021	Warranty Deed, Transfer
Jun 17, 2020	Warranty Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Jun 17, 2020
Deed Document Number	202113375
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	2021013375
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1197 E JEFFERSON ST, FRANKLIN, IN 46131-1917
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025021551
Date	Oct 24, 2025
Instrument	2025-021551

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1197 E JEFFERSON ST, FRANKLIN, IN 46131-1917
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021013376
Date	May 5, 2021
Instrument	2021-013376

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1197 E JEFFERSON ST, FRANKLIN, IN 46131-1917
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019019178
Date	Aug 29, 2019
Instrument	2019-019178

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2034

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	May 5, 2021
Property Address	1197 E JEFFERSON ST, FRANKLIN, IN 46131-1917
Document Number	2021013375
Map Reference	PB 3 PG 75
Instrument Date	May 4, 2021
Instrument	2021-013375
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 E JEFFERSON ST, FRANKLIN, IN 46131-1917

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 17, 2020
Property Address	1197 E JEFFERSON ST, FRANKLIN, IN 46131-1917
Document Number	2020015400
Map Reference	PB 3 PG 75
Instrument Date	Jun 11, 2020
Instrument	2020-015400
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1595 HURRICANE RD, FRANKLIN, IN 46131-7639

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,911.00 (+23.45%)	$176,500 (+26.52%) Land $24,800 Building $151,700	$176,500 (+26.52%) Land $24,800 Building $151,700
2024	$3,168.00 (+107.33%)
2023	$1,528.00 (+14.03%) Homeowner's exemption	$139,500 (+13.32%) Land $25,300 Building $114,200	$139,500 (+13.32%) Land $25,300 Building $114,200
2022	$1,340.00 Homeowner's exemption	$123,100 Land $18,400 Building $104,700	$123,100 Land $18,400 Building $104,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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