1198 Cloverleaf Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 1198 Cloverleaf Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,049 sqft · built 1970
Lot Size	0.469 acres (20,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Nov 2020)
Tax Bill	$11,264 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-181-01-00`

Property Details

APN / Parcel Number

Primary APN	`514-181-01-00`
Alternative APN	`5141802500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,049 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,409 sqft (0.469 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	5141802500
Street Address	1198 CLOVERLEAF DR
City	EL CAJON
State	CA
Zip	92019-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	LOT 1 TR 006231
Legal Subdivision	VISTA MEADOWS
Legal Tract	006231
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	15405

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1198 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 6, 2020	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 14, 2017	Deed of Trust, Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	2020696177
Prior Transfer Date	Oct 25, 1993
Prior Transfer Doc	0000732746
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1198 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000381271
Date	Aug 21, 2017
Instrument	2017-0381271

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2020
Property Address	1198 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Document Number	0000696177
Map Reference	MAP 6231
Instrument Date	Oct 20, 2020
Instrument	2020-0696177
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1198 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000696178
Date	Nov 6, 2020
Instrument	2020-0696178

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1198 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Document Number	0000381270
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1198 CLOVERLEAF DR EL CAJON CA 920193439, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000381270
Date	Aug 21, 2017
Instrument	381270

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$877,738 (+2%) Land $382,639 Building $495,099
2025	$11,264.00 (+0.9%)	$860,529 (+4.04%) Land $375,137 Building $485,392
2023	$11,163.00 (-2.44%)	$827,116 Land $360,571 Building $466,545
2022	$11,442.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2001–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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