San Diego County property record for 1197 Cloverleaf Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,245 sqft · built 1970 |
| Lot Size | 0.453 acres (19,737 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Oct 2017) |
| Tax Bill | $9,683 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514-181-22-00 |
| Primary APN | 514-181-22-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,245 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 19,737 sqft (0.453 acres) |
| Lot Dimensions | 125 ft deep x 165 ft wide |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 5141804600 |
|---|---|
| Street Address | 1197 CLOVERLEAF DR |
| City | EL CAJON |
| State | CA |
| Zip | 92019-3439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | LOT 22 TR 006231 |
| Legal Subdivision | VISTA MEADOWS |
| Legal Tract | 006231 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 15405 |
Source: San Diego County records · APN 514-181-22-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1197 CLOVERLEAF DR, EL CAJON, CA 92019-3439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC |
| Oct 16, 2017 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Aug 23, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 23, 2017 | Affidavit of Death, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2017 · Amount on Record |
| Deed Sale | Oct 16, 2017 · Amount on Record |
| Deed Document Number | 2017479008 |
| Prior Transfer Date | Aug 02, 2017 |
| Prior Transfer Doc | 0000384043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 16, 2026 |
| Property Address | 1197 CLOVERLEAF DR, EL CAJON, CA 92019-3439 |
| Document Number | 0000204453 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 2026204453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | POST SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 1197 CLOVERLEAF DR, EL CAJON, CA 92019-3439 |
| Document Number | 0000204453, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 2026204453 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2066 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1197 CLOVERLEAF DR, EL CAJON, CA 92019-3439 |
| Document Number | 0000262228 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2020 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1197 CLOVERLEAF DR EL CAJON CA 920193439, EL CAJON, CA 92019-3439 |
| Document Number | 0000262228 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 262228 |
| Name | LOANSNAP INC |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 16, 2017 |
| Property Address | 1197 CLOVERLEAF DR, EL CAJON, CA 92019-3439 |
| Document Number | 0000479008 |
| Instrument Date | Oct 02, 2017 |
| Instrument | 479008 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $698.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1197 CLOVERLEAF DR EL CAJON CA 920193439, EL CAJON, CA 92019-3439 |
| Document Number | 479009 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 479009 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 23, 2017 |
| Property Address | 1197 CLOVERLEAF DR, EL CAJON, CA 92019-3439 |
| Document Number | 0000384043 |
| Instrument Date | Aug 02, 2017 |
| Instrument | 384043 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1197 CLOVERLEAF DR EL CAJON CA 920193439, EL CAJON, CA 92019-3439 |
| Investor | Possibly a Property Investor |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 23, 2017 |
| Property Address | 1197 CLOVERLEAF DR, EL CAJON, CA 92019-3439 |
| Document Number | 0000384042 |
| Instrument Date | Aug 02, 2017 |
| Instrument | 384042 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1197 CLOVERLEAF DR EL CAJON CA 920193439, EL CAJON, CA 92019-3439 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $736,963 (+2%) Land $202,868 Building $534,095 | |
| 2025 | $9,683.00 (+1.15%) Homeowner's exemption | $722,514 (+4.04%) Land $198,891 Building $523,623 |
| 2023 | $9,573.00 (+4.38%) Homeowner's exemption | $694,460 Land $191,169 Building $503,291 |
| 2022 | $9,171.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Wyyerd Group.
Based on FCC filings for 453 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures