Saginaw County property record for 11970 Gera Rd, Birch Run, MI 48415
| Property Type | Commercial |
|---|---|
| Details | 6,229 sqft · built 1999 |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | Company Name on Record |
| Last Sale | $164,200 (Jul 2021) |
| Tax Bill | $5,681 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-22-4025-000 |
| Primary APN | 05-10-6-22-4025-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 6,229 sqft Total Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 77,101 sqft (1.77 acres) |
| Lot Dimensions | 296 ft deep x 520 ft wide |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11970 GERA RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-8311 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C-1 |
| Legal Description | N 260 FT OF S 570 FT OF E 300 FT OF SE 1/4 OF SE 1/4 -- EXC THAT PART SOLD TO MDOT IN LIBER 1947 PA 783 1.77 ACRES SEC 22 |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 22 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 13100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3496 N GALE RD, DAVISON, MI 48423-8520 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 16, 2021 | Warranty Deed, Transfer · Commercial Mortgage ELGA CREDIT UNION |
| May 11, 2018 | Warranty Deed, Transfer MID-STATE TITLE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on Record |
| Deed Sale | Jul 16, 2021 · Amount on Record |
| Prior Sale | May 11, 2018 · Amount on Record |
| Deed Document Number | 202124459 |
| Prior Transfer Date | May 26, 2015 |
| Prior Transfer Doc | 0000016292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 16, 2021 |
| Property Address | 11970 GERA RD, BIRCH RUN, MI 48415-8311 |
| Document Number | 0000024459 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021024459 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,233.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6456 BALDWIN RD, 6456, SWARTZ CREEK, MI 48473-9104 |
| Name | Verified Name |
|---|---|
| Address | 3496 N GALE RD, DAVISON, MI 48423-8520 |
| Document Number | 0000024265 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021024265 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 11, 2018 |
| Property Address | 11970 GERA RD, BIRCH RUN, MI 48415-8311 |
| Document Number | 0000014190 |
| Instrument Date | May 8, 2018 |
| Instrument | 14190 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2018 |
| Title Company | MID-STATE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $158.49 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6456 BALDWIN RD SWARTZ CREEK MI 484739104, SWARTZ CREEK, MI 48473-9104 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,600 (+55.62%) | $335,200 (+55.62%) | |
| 2025 | $5,681.00 (+27.81%) | ||
| 2023 | $107,700 | $215,400 | |
| 2022 | $4,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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