11965 Gera Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 11965 Gera Rd, Birch Run, MI 48415

Property Summary

Property TypeCommercial
Details15,470 sqft · built 1995
Lot Size1.2 acres (52,577 sqft)
OwnerCompany Name on File
Last Sale$400,000 (Aug 2016)
Tax Bill$10,162 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN05-10-6-23-3003-001

Property Details

APN / Parcel Number

Primary APN05-10-6-23-3003-001

Interior

Stories2 Stories
Building Area15,470 sqft Total Area
1st Floor Area6,440 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Fire ResistanceWood or Wood & Steel Frame
Lot Area52,577 sqft (1.2 acres)
Lot Dimensions200 ft deep x 300 ft wide
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address11965 GERA RD
CityBIRCH RUN
StateMI
Zip48415-8311
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC-1
Legal DescriptionN 150 FT OF S 545 FT OF W 400 FT OF S 1/2 OF SW 1/4 1.38 ACRES SEC 23 T10N R6E
Legal Range06E
Legal Township10N
Legal Section23
JurisdictionSAGINAW MI
Township / Civil DivisionBIRCH RUN
Census Block Group4
Census Block4010
Census Tract13100

Owner

11965 Gera Rd, a commercial property, is owned by a company that bought it in August 2016.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordCompany Name on File
Mailing Address1055 S MAIN ST, FRANKENMUTH, MI 48734-1800
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Deed of Trust, Mortgage · Line of Credit
FRANKENMUTH CU
Nov 12, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2016 · Amount on File
Deed SaleAug 16, 2016 · Amount on File
Prior SaleNov 14, 2006 · Amount on File
Deed Document Number201622092
Deed Book / Page2868 / 521
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address11965 GERA RD, BIRCH RUN, MI 48415-8311
Document Number0000012425
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address454 CRAEMER DR FRANKENMUTH MI 487341421, FRANKENMUTH, MI 48734-1421

Mortgage

Document Number0000012425
DateMay 5, 2020
Instrument12425
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateNov 12, 2019
Property Address11965 GERA RD, BIRCH RUN, MI 48415-8311
Document Number0000027815
Instrument DateNov 4, 2019
Instrument27815
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1055 S MAIN ST FRANKENMUTH MI 487341800, FRANKENMUTH, MI 48734-1800

Tax Assessment & Valuation

The 2025 property tax bill for 11965 Gera Rd was $10,162.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBirch Run Township
Unified School DistrictBirch Run Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,700$659,400
2025$10,162.00
2023$200,200$400,400
2022$8,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11965 Gera Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11965 Gera Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gera Rd

Nearby Streets

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