1197 Terry Rd, Germanton, NC 27019 Property Records

Stokes County property record for 1197 Terry Rd, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 830 sqft · built 1994
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Feb 2025)
Tax Bill	$1,091 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`694102675018`

Property Details

APN / Parcel Number

Primary APN	`694102675018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	830 sqft Heated Area
1st Floor Area	830 sqft
Flooring	Wood

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Carport
Garage Area	255 sqft
Carport	Carport
Carport Area	255 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1197 TERRY RD
City	GERMANTON
State	NC
Zip	27019-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LO1 PL5-278
Legal Subdivision	OAK HOLLOW
Legal Lot Number	1
Jurisdiction	STOKES NC
Township / Civil Division	SAURATOWN
Census Block Group	2
Census Block	2044
Census Tract	70701

Owner

Source: Stokes County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 MARGUERITE CT, REIDSVILLE, NC 27320-9760
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	2025811
Deed Book / Page	785 / 725
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Aug 16, 2022
Property Address	1197 TERRY RD, GERMANTON, NC 27019-8210
Document Number	00754/2288
Book / Page	754 / 2288
Map Reference	MB 5 PG 278
Instrument Date	Aug 16, 2022
Instrument	4578
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4825 NORTHWEST DR, 4825, WINSTON SALEM, NC 27105-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 TERRY RD, GERMANTON, NC 27019-8210

Mortgage

Document Number	0000004579
Date	Aug 16, 2022
Instrument	4579

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Aug 30, 2019
Property Address	1197 TERRY RD, GERMANTON, NC 27019-8210
Document Number	0710/1562
Book / Page	0710 / 1562
Map Reference	MB 5 PG 278
Instrument Date	Aug 30, 2019
Instrument	03974
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5861 KENVILLE GREEN CIR, 5861, KERNERSVILLE, NC 27284-7129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 TERRY RD, GERMANTON, NC 27019-8210

Mortgage

Document Number	03975
Date	Aug 30, 2019
Instrument	03975

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,091.00	$152,600 (-) Land $24,500 Building $128,100	$152,600 (-) Land $24,500 Building $128,100
2025	$1,091.00 (+70.47%)	$152,600 (+72.62%) Land $24,500 Building $128,100	$152,600 (+72.62%) Land $24,500 Building $128,100
2023	$640.00 (-2.14%)	$88,400 (-) Land $19,300 Building $69,100	$88,400 (-) Land $19,300 Building $69,100
2022	$654.00	$88,400 Land $19,300 Building $69,100	$88,400 Land $19,300 Building $69,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOKES COUNTY WATER & SEWER AUTH serves 420 people · EPA ID NC0285025
Water Source	Purchased surface water from CITY OF WINSTON-SALEM
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: RiverStreet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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