1157 Terry Rd, Germanton, NC 27019 Property Records

Stokes County property record for 1157 Terry Rd, Germanton, NC 27019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 2005
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Tax Bill	$1,707 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`694102675282`

Property Details

APN / Parcel Number

Primary APN	`694102675282`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Heated Area
1st Floor Area	1,624 sqft
Attic	Attic
Attic Area	672 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1157 TERRY RD
City	GERMANTON
State	NC
Zip	27019-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Jurisdiction	STOKES NC
Township / Civil Division	SAURATOWN
Census Block Group	2
Census Block	2044
Census Tract	70701

Owner

Source: Stokes County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1157 TERRY RD, GERMANTON, NC 27019-8210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	1157 TERRY RD, GERMANTON, NC 27019-8210
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00749/2021
Date	Apr 7, 2022
Book Page	749/2021
Instrument	1944

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,707.00 (+35.48%)	$238,800 (+40.14%) Land $31,100 Building $207,700	$238,800 (+40.14%) Land $31,100 Building $207,700
2023	$1,260.00 (+2.69%)	$170,400 (+2.71%) Land $24,500 Building $145,900	$170,400 (+2.71%) Land $24,500 Building $145,900
2022	$1,227.00	$165,900 Land $24,500 Building $141,400	$165,900 Land $24,500 Building $141,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOKES COUNTY WATER & SEWER AUTH serves 420 people · EPA ID NC0285025
Water Source	Purchased surface water from CITY OF WINSTON-SALEM
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: RiverStreet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terry Rd

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