1197 Summer Bluff Rd, Jacksonville, FL 32218 Property Records

Duval County property record for 1197 Summer Bluff Rd, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 2003
Lot Size	0.156 acres (6,786 sqft)
Owner	Company Name on File
Last Sale	$240,864 (Oct 2021)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106939-1050`

Property Details

APN / Parcel Number

Primary APN	`106939-1050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,846 sqft
1st Floor Area	1,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,786 sqft (0.156 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1197 SUMMER BLUFF RD
City	JACKSONVILLE
State	FL
Zip	32218-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	55-16 37-1N-27E .16 DAYBREAK WOODS PHASE 1 LOT 272
Legal Range	27E
Legal Township	01N
Legal Section	37
Legal Subdivision	DAYBREAK WOODS PHASE 1
Legal Phase	1
Legal Lot Number	272
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2002
Census Tract	10203

Owner

1197 Summer Bluff Rd is owned by a company that bought it in October 2021.

Source: Duval County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
May 12, 2022	Warranty Deed, Transfer SELENE TITLE LLC
Oct 25, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Jul 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Document Number	2021280024
Deed Book / Page	19974 / 28
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	0192781552
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1197 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8049
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202821989
Date	May 16, 2022
Book Page	20282/1989
Instrument	2022131976

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 12, 2022
Property Address	1197 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8049
Document Number	0202772150
Book / Page	20277 / 2150
Map Reference	MB 55 PG 16-16E
Instrument Date	May 5, 2022
Instrument	2022128902
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 25, 2021
Property Address	1197 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8049
Document Number	0199740028
Book / Page	19974 / 28
Map Reference	MB 55 PG 16-16E
Instrument Date	Oct 6, 2021
Instrument	2021280024
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$1,686.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 14, 2020
Property Address	1197 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8049
Document Number	0192781552
Book / Page	019278 / 001552
Instrument Date	Jul 2, 2020
Instrument	145831
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10975 LYDIA ESTATES DR E JACKSONVILLE FL 322186941, JACKSONVILLE, FL 32218-6941

Mortgage

Document Number	192781555
Date	Jul 14, 2020
Book Page	019278/001555
Instrument	145832

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1197 Summer Bluff Rd was $4,372, up 4.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,000 (-2.57%) Land $80,000 Building $140,000	$220,000 (-2.57%) Land $80,000 Building $140,000
2025	$4,372.00 (+4.59%)	$225,809 Land $90,000 Building $135,809	$225,809 Land $90,000 Building $135,809
2024	$4,180.00 (+0.72%)
2023	$4,150.00 (+19.01%)	$220,340 (+13.93%) Land $70,000 Building $150,340	$220,340 (+13.93%) Land $70,000 Building $150,340
2022	$3,487.00	$193,394 Land $50,000 Building $143,394	$193,394 Land $50,000 Building $143,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1197 Summer Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1197 Summer Bluff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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