1166 Summer Bluff Rd, Jacksonville, FL 32218 Property Records

Duval County property record for 1166 Summer Bluff Rd, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,807 sqft · built 2004
Lot Size	0.255 acres (11,092 sqft)
Owner	2 Trust Names on File
Last Sale	$280,000 (Oct 2020)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106939-1475`

Property Details

APN / Parcel Number

Primary APN	`106939-1475`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,807 sqft Living Area
Gross Area	3,257 sqft
1st Floor Area	1,278 sqft
Upper Floors Area	1,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,092 sqft (0.255 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1166 SUMMER BLUFF RD
City	JACKSONVILLE
State	FL
Zip	32218-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57-5 37-1N-27E .25 DAYBREAK WOODS PHASE 3 LOT 288
Legal Range	27E
Legal Township	01N
Legal Section	37
Legal Subdivision	DAY BREAK WOODS PHASE 3
Legal Phase	3
Legal Lot Number	288
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2010
Census Tract	10203

Owner

1166 Summer Bluff Rd is held in a trust since October 2020.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	122 E LAKE AVE, LONGWOOD, FL 32750-5441
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer TITLE AMERICA, TITLE AMERICA REAL ESTATE CLOS
May 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 9, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Jan 24, 2005 · Amount on File
Deed Document Number	2020224497
Deed Book / Page	19405 / 2190
Prior Transfer Date	Oct 2, 2020
Prior Transfer Doc	0194052190
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 30, 2026
Property Address	1166 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8048
Document Number	0000150744
Book / Page	21960 / 883
Instrument Date	Jun 24, 2026
Instrument	2026150744
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	TITLE AMERICA, TITLE AMERICA REAL ESTATE CLOS

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	122 E LAKE AVE, LONGWOOD, FL 32750-5441

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1166 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8048
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8048

Mortgage

Document Number	0202631088
Date	May 5, 2022
Book Page	20263/1088
Instrument	2022119732

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2027

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1166 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8048
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8048

Mortgage

Document Number	0198170395
Date	Jul 15, 2021
Book Page	19817/395
Instrument	2021181602

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 9, 2020
Property Address	1166 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8048
Document Number	0194052190
Book / Page	19405 / 2190
Map Reference	MB 57 PG 5,5A&5B
Instrument Date	Oct 2, 2020
Instrument	2020224497
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 SUMMER BLUFF RD, JACKSONVILLE, FL 32218-8048

Mortgage

Document Number	0194052192
Date	Oct 9, 2020
Instrument	19405/2192

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1166 Summer Bluff Rd was $4,011, up 7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,541 (+24.52%) Land $80,000 Building $227,541	$307,541 (-1.02%) Land $80,000 Building $227,541
2025	$4,011.00 (+7.05%) Homeowner's exemption	$246,991	$310,707 Land $90,000 Building $220,707
2024	$3,747.00 (+2.91%)
2023	$3,641.00 (+9.27%) Homeowner's exemption	$233,040 (+3%)	$314,267 (+11.07%) Land $70,000 Building $244,267
2022	$3,332.00 Homeowner's exemption	$226,253	$282,947 Land $50,000 Building $232,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1166 Summer Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1166 Summer Bluff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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