Cape Girardeau County property record for 1197 Saddlebrooke Rdg, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,630 sqft · built 2004 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,238 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 145002102041000000 |
| Primary APN | 145002102041000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,630 sqft Living Area |
| Basement Area | 2,560 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 86,249 sqft (1.98 acres) |
| Lot Dimensions | 529 ft deep x 115 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1197 SADDLEBROOKE RDG |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-8499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 SADDLEBROOKE RIDGE PHASE I AMENDED 21/77 |
| Legal Range | 12E |
| Legal Township | 31S |
| Legal Section | 21 |
| Legal Subdivision | SADDLEBROOKE RIDGE |
| Legal Lot Number | 13 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 880200 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1197 SADDLEBROOKE RDG, JACKSON, MO 63755-8499 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MONTGOMERY BANK NA |
| Sep 9, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2021 |
| Deed Sale | Sep 9, 2021 |
| Prior Sale | Sep 1, 2009 · Amount on Record |
| Deed Document Number | 202112257 |
| Prior Transfer Date | Sep 8, 2021 |
| Prior Transfer Doc | 0202112257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 1197 SADDLEBROOKE RDG, JACKSON, MO 63755-8499 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202200547 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022-00547 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Sep 9, 2021 |
| Property Address | 1197 SADDLEBROOKE RDG, JACKSON, MO 63755-8499 |
| Document Number | 0202112257 |
| Map Reference | PB 21 PG 77 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021-12257 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1197 SADDLEBROOKE RDG, JACKSON, MO 63755-8499 |
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,310 (-) Land $11,670 Building $76,640 | $464,757 (-) Land $61,406 Building $403,351 | |
| 2025 | $4,238.00 (+11%) | $88,310 (+5.01%) Land $11,670 Building $76,640 | $464,757 (+5%) Land $61,406 Building $403,351 |
| 2023 | $3,818.00 | $84,100 Land $11,110 Building $72,990 | $442,626 Land $58,482 Building $384,144 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoSEMO Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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