1197 Overdale Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1197 Overdale Rd, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,866 sqft · built 2008
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$520,000 (Sep 2021)
Tax Bill	$9,151 (2025)
Deeds & Mortgages	Jul 2022 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`162961-1520`

Property Details

APN / Parcel Number

Primary APN	`162961-1520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,866 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	326 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1197 OVERDALE RD
City	SAINT AUGUSTINE
State	FL
Zip	32080-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55/102-107 SEAGROVE ST AUGUSTINE BEACH UNIT 8 LOT 152 OR5376/1906 & 5602/1321
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	SEAGROVE ST. AUGUSTINE BEACH UNIT 8
Legal Block	3
Legal Lot Number	152
Legal Unit	8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3024
Census Tract	21408

Owner

Source: St. Johns County records · APN 162961-1520

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1197 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 31, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	2021104645
Deed Book / Page	5376 / 1906
Last Transfer Date	Jul 22, 2022
Transfer Doc	0056021321
Record Updated	Jun 08, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jul 22, 2022
Property Address	1197 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302
Document Number	0056021321
Book / Page	5602 / 1321
Map Reference	MB 55 PG 102-107
Instrument Date	Jul 22, 2022
Instrument	2022071733
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1197 OVERDALE RD, 1197, ST AUGUSTINE, FL 32080-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1197 OVERDALE RD, ST AUGUSTINE, FL 32080-2302

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 23, 2021
Property Address	1197 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302
Document Number	0053761906
Book / Page	5376 / 1906
Map Reference	MB 55 PG 102-107
Instrument Date	Sep 17, 2021
Instrument	2021104645
Transaction Type	Transfer
Record Updated	Oct 05, 2021
Title Company	THE CLOSING TABLE, THE CLOSING TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11970 OVERLDALE RD, 11970, SAINT AUGUSTINE, FL 32080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HONEY CREEK AVE NE, ADA, MI 49301-9768

Mortgage

Document Number	53761908
Date	Sep 23, 2021
Instrument	5376/1908

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 31, 2020
Property Address	1197 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302
Document Number	0048750879
Book / Page	004875 / 000879
Instrument Date	Jan 29, 2020
Instrument	7938
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,751.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1197 OVERDALE RD ST AUGUSTINE FL 320802302, ST AUGUSTINE, FL 32080-2302

Mortgage

Document Number	48750881
Date	Jan 31, 2020
Book Page	004875/000881
Instrument	7939

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,865 (-6.92%) Land $170,000 Building $327,865	$497,865 (-6.92%) Land $170,000 Building $327,865
2025	$9,151.00 (+10.04%)	$534,850 (+6.17%)	$534,850 (+6.17%) Land $170,000 Building $364,850
2024	$8,316.00 (+1.86%)
2023	$8,164.00 (+7.92%)	$503,778 (+10.13%)	$503,778 (+10.13%) Land $180,000 Building $323,778
2022	$7,565.00	$457,426	$457,426 Land $151,200 Building $306,226

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 429 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured 224 under condo master policies
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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