1184 Overdale Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1184 Overdale Rd, Saint Augustine, FL 32080 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,021 sqft · built 2013
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (May 2026)
Tax Bill	$6,537 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`162961-2010`

Property Details

APN / Parcel Number

Primary APN	`162961-2010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,021 sqft Living Area
Gross Area	2,928 sqft
1st Floor Area	2,021 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	640 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1184 OVERDALE RD
City	SAINT AUGUSTINE
State	FL
Zip	32080-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	63/61-63 SEAGROVE ST AUGUSTINE BEACH UNIT 9 LOT 201 OR4712/1567(Q/C)
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	SEAGROVE ST. AUGUSTINE BEACH UNIT 9
Legal Block	3
Legal Lot Number	201
Legal Unit	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3023
Census Tract	21408

Owner

Source: St. Johns County records · APN 162961-2010

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1184 OVERDALE RD, ST AUGUSTINE, FL 32080-2300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Apr 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 03, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Feb 08, 2013 · Amount on Record
Deed Document Number	202642061
Deed Book / Page	6364 / 1955
Prior Transfer Date	Apr 23, 2019
Prior Transfer Doc	0047121567
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1184 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2300
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1184 OVERDALE RD, ST AUGUSTINE, FL 32080-2300

Mortgage

Document Number	0055141938
Date	Mar 14, 2022
Book Page	5514/1938
Instrument	2022027400

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2037

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1184 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2300
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1184 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2300

Mortgage

Document Number	0062241396
Date	Sep 22, 2025
Book Page	6224/1396
Instrument	2025077244

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 09, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 18, 2026
Property Address	1184 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2300
Document Number	0000042061
Book / Page	6364 / 1955
Instrument Date	May 15, 2026
Instrument	2026.42061
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	ACTION TITLE SERVICES, ACTION TITLE SERVICES OF ST JO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$576,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1184 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2300

Mortgage

Document Number	0000042062,
Date	May 18, 2026
Instrument	2026..42062

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1184 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2300
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048201174
Date	Oct 28, 2019
Book Page	4820/1174
Instrument	2019080222

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2039

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 23, 2019
Property Address	1184 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2300
Document Number	0047121567
Book / Page	004712 / 001567
Instrument Date	Apr 23, 2019
Instrument	27478
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1184 OVERDALE RD ST AUGUSTINE FL 320802300, ST AUGUSTINE, FL 32080-2300

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 03, 2018
Property Address	1184 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2300
Document Number	0045411124
Book / Page	4541 / 1124
Map Reference	MB63 PG61-63
Instrument Date	Apr 27, 2018
Instrument	2018030324
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	BARTLETT TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1184 OVERDALE RD, 1184, PONTE VEDRA BEACH, FL 32082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1184 OVERDALE ROADST, PONTE VEDRA BEACH, FL 32082

Mortgage

Document Number	2018030325
Date	May 03, 2018
Instrument	2018030325

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,467 (+2.7%)	$710,165 (-6.24%) Land $225,000 Building $485,165
2025	$6,537.00 (+8.8%) Homeowner's exemption	$413,308 (+2.9%)	$757,442 (+5.81%) Land $225,000 Building $532,442
2024	$6,008.00 (+4.36%) Homeowner's exemption	$401,660 (+3%)	$715,867 (+1.22%) Land $240,000 Building $475,867
2023	$5,757.00 (+28.73%) Homeowner's exemption	$389,961 (+28.67%)	$707,269 (+25.61%) Land $240,000 Building $467,269
2022	$4,472.00 Homeowner's exemption	$303,079	$563,085 Land $201,600 Building $361,485

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 429 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured 224 under condo master policies
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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