1197 NW 14th Ter, Stuart, FL 34994 Property Records

Martin County property record for 1197 NW 14th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,168 sqft · built 2007
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Dec 2019)
Tax Bill	$3,814 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-37-41-001-004-0015.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-004-0015.0-4-0000`
Alternative APNs	`29-37-41-001-004-00150-4` `6857`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
Gross Area	1,455 sqft
1st Floor Area	1,168 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,502 sqft (0.126 acres)
Garage Type	Attached
Garage Area	287 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6857
Street Address	1197 NW 14TH TER
City	STUART
State	FL
Zip	34994-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM LAKE PARK E 50 OF LOT 15 BLK 4 A
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	4
Legal Lot Number	15
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4014
Census Tract	300

Owner

1197 NW 14th Ter is owned and occupied by an individual who bought it in December 2019.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1197 NW 14TH TER, STUART, FL 34994-9611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Aug 12, 2008 · Amount on File
Deed Document Number	20192790503
Deed Book / Page	3101 / 193
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1197 NW 14TH TER, STUART, FL 34994-9611
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 NW 14TH TER, STUART, FL 34994-9611

Mortgage

Document Number	0032772256
Date	Dec 8, 2021
Book Page	3277/2256
Instrument	2930546

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 18, 2019
Property Address	1197 NW 14TH TER, STUART, FL 34994-9611
Document Number	0031010193
Book / Page	3101 / 0193
Map Reference	MB 3 PG 41
Instrument Date	Dec 12, 2019
Instrument	2790503
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 NE VICTORIAN LN, 1850, JENSEN BEACH, FL 34957-6683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 NW 14TH TER, STUART, FL 34994-9611

Mortgage

Document Number	0031010194
Date	Dec 18, 2019
Instrument	3101/0194

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1197 NW 14th Ter was $3,814 with a homeowner's exemption, down 0.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,814.00 (-0.26%) Additional exemption filed	$214,415	$318,820 Land $132,000 Building $186,820
2024	$3,824.00 (+2.11%)
2023	$3,745.00 (+3.28%) Additional exemption filed	$202,304 (+3%)	$290,820 (+21.24%) Land $120,000 Building $170,820
2022	$3,626.00 Homeowner's exemption	$196,412	$239,870 Land $104,000 Building $135,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1197 NW 14th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1197 NW 14th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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