1147 NW 14th Ter, Stuart, FL 34994 Property Records

Martin County property record for 1147 NW 14th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,287 sqft · built 1960
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Jun 2022)
Tax Bill	$4,926 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-41-001-004-0018.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-004-0018.0-8-0000`
Alternative APNs	`29-37-41-001-004-00180-8` `6859`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	1,287 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Pool Area	300 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Account Number	6859
Street Address	1147 NW 14TH TER
City	STUART
State	FL
Zip	34994-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK LOT 18 BLK 4 A OR 356/222
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	4
Legal Lot Number	18
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4014
Census Tract	300

Owner

1147 NW 14th Ter is owned and occupied by an individual who bought it in June 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1147 NW 14TH TER, STUART, FL 34994-9611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage LUXURY MORTGAGE CORP
Dec 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Feb 19, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Nov 13, 2017	Warranty Deed, Transfer · FHA Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Feb 19, 2020 · Amount on File
Deed Document Number	20222968225
Deed Book / Page	3322 / 790
Prior Transfer Date	Jun 16, 2015
Prior Transfer Doc	0027911544
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1147 NW 14TH TER, STUART, FL 34994-9611
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 E 23RD ST, RIVIERA BEACH, FL 33404-4511

Mortgage

Document Number	0033220793
Date	Jun 29, 2022
Book Page	3322/793
Instrument	2968226

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company
Address	STAMFORD, CT 06901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Dec 9, 2021
Property Address	1147 NW 14TH TER, STUART, FL 34994-9611
Document Number	0032780379
Book / Page	3278 / 379
Map Reference	MB 3 PG 41
Instrument Date	Dec 3, 2021
Instrument	2930885
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 NW 14TH TER, STUART, FL 34994-9611

Mortgage

Document Number	0003278381
Date	Dec 9, 2021
Instrument	3278/381

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 19, 2020
Property Address	1147 NW 14TH TER, STUART, FL 34994-9611
Document Number	0031120849
Book / Page	3112 / 0849
Map Reference	MB 3 PG 41
Instrument Date	Feb 18, 2020
Instrument	2800765
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTH FL TTL INSURERS OF PAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,662.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3496 SW COCO PALM DR, 3496, PALM CITY, FL 34990-3158

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1147 NW 14TH TER, STUART, FL 34994-9611

Mortgage

Document Number	0031120851
Date	Feb 19, 2020
Instrument	3112/0851

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 13, 2017
Property Address	1147 NW 14TH TER, STUART, FL 34994-9611
Document Number	0029582918
Book / Page	02958 / 2918
Map Reference	MB3 PG41
Instrument Date	Oct 26, 2017
Instrument	2664199
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TITLE CAPTAIN LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7741 N MILITARY TRL STE 1, 7741, WEST PALM BEACH, FL 33410-7431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 NW 14TH TER, FORT MYERS, FL 33993-6058

Mortgage

Document Number	0002664200
Date	Nov 13, 2017
Instrument	2664200

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1147 NW 14th Ter was $4,926 with a homeowner's exemption, down 0.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,926.00 (-0.06%) Homeowner's exemption	$325,000	$336,150 Land $165,000 Building $171,150
2024	$4,929.00 (+2.16%)
2023	$4,825.00 (+17%) Additional exemption filed	$305,020 (+39.75%) Land $150,000 Building $155,020	$305,020 (+31.34%) Land $150,000 Building $155,020
2022	$4,124.00	$218,262	$232,240 Land $130,000 Building $102,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1147 NW 14th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1147 NW 14th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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