St. Louis County property record for 1197 Hiawatha St, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,805 sqft |
| Lot Size | 1.36 acres (59,315 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,178 (Jan 2014) |
| Tax Bill | $3,116 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0236-00150 |
| Primary APN | 465-0236-00150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,805 sqft Gross Area |
| 1st Floor Area | 1,293 sqft |
| Basement Area | 647 sqft |
| Finished Basement | 647 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 59,315 sqft (1.36 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 123 sqft |
| Patio Area | 225 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 963287 |
|---|---|
| Street Address | 1197 HIAWATHA ST |
| City | ELY |
| State | MN |
| Zip | 55731-8116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT: 0007 BLOCK:002 SERIAL # |
| Legal Subdivision | ROMBERG ACRES FIRST ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 15401 |
1197 Hiawatha St is owned and occupied by two individuals who bought it in January 2014.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1197 HIAWATHA ST, ELY, MN 55731-8116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2014 · Amount on File |
| Deed Sale | Jan 9, 2014 · Amount on File |
| Prior Sale | Mar 6, 2012 · Amount on File |
| Deed Document Number | 20141231023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1197 HIAWATHA ST, ELY, MN 55731-8116 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001404504 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 1404504 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2026 property tax bill for 1197 Hiawatha St was $3,116 with a homeowner's exemption, up 9.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,116.00 (+9.33%) Homeowner's exemption | ||
| 2025 | $2,850.00 (-1.38%) Homeowner's exemption | $409,400 (+14.94%) Land $33,500 Building $375,900 | $409,400 (+14.94%) Land $33,500 Building $375,900 |
| 2024 | $2,890.00 | $356,200 Land $32,500 Building $323,700 | $356,200 Land $32,500 Building $323,700 |
| 2022 | $296,300 Land $29,200 Building $267,100 | $296,300 Land $29,200 Building $267,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1197 Hiawatha St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1197 Hiawatha St is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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