1196 Hiawatha St, Ely, MN 55731 Property Records

St. Louis County property record for 1196 Hiawatha St, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 352 sqft · built 2004
Lot Size	1.45 acres (63,243 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Aug 2023)
Tax Bill	$1,522 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`465-0236-00270`

Property Details

APN / Parcel Number

Primary APN	`465-0236-00270`
Alternative APNs	`1108110` `1152288`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	352 sqft Gross Area
1st Floor Area	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	63,243 sqft (1.45 acres)
Garage Area	1,500 sqft

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	24 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1152288
Street Address	1196 HIAWATHA ST
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES
Legal Description	LOT: 0009 BLOCK:003 SERIAL #
Legal Subdivision	ROMBERG ACRES FIRST ADD T OF M
Legal Block	3
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1050
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1196 HIAWATHA ST, ELY, MN 55731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage BORDER BANK
Apr 29, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	20231471153
Prior Transfer Date	Apr 23, 2021
Prior Transfer Doc	0001412230
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 2, 2023
Property Address	1196 HIAWATHA ST, ELY, MN 55731
Document Number	0001471153
Instrument Date	Jun 16, 2023
Instrument	1471153
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1196 HIAWATHA ST, ELY, MN 55731

Mortgage

Document Number	0001471154
Date	Aug 2, 2023
Instrument	1471154

Lender

Name	BORDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2033

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 29, 2021
Property Address	1196 HIAWATHA ST, ELY, MN 55731
Document Number	0001412230
Instrument Date	Apr 23, 2021
Instrument	1412230
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 SW HOLLYHOCK DR, FORT PIERCE, FL 34953-3121

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,522.00 (+8.87%)
2025	$1,398.00 (+18.27%)	$165,900 (+14.02%) Land $26,200 Building $139,700	$165,900 (+14.02%) Land $26,200 Building $139,700
2024	$1,182.00 (+2.43%)	$145,500 (+32.27%) Land $25,200 Building $120,300	$145,500 (+32.27%) Land $25,200 Building $120,300
2023	$1,154.00
2022		$110,000 (+9.89%) Land $25,600 Building $84,400	$110,000 (+9.89%) Land $25,600 Building $84,400
2021		$100,100 Land $23,300 Building $76,800	$100,100 Land $23,300 Building $76,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 89% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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