1197 Grove Rd, Reading, MI 49274 Property Records

Branch County property record for 1197 Grove Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,253 sqft · built 1950
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$74,000 (Oct 2009)
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`120-026-400-020-00`

Property Details

APN / Parcel Number

Primary APN	`120-026-400-020-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,253 sqft Building Perimeter
1st Floor Area	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	98,010 sqft (2.25 acres)
Garage Area	690 sqft

Location & Zoning

Street Address	1197 GROVE RD
City	READING
State	MI
Zip	49274-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 30 RD N & S BY 12 RD E & W IN NE COR OF E 1/2 OF SE 1/4 SEC 26 T7S R5W
Legal Range	05W
Legal Township	07S
Legal Section	26
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	4
Census Block	4000
Census Tract	950800

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1197 GROVE RD, READING, MI 49274-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 27, 2019	Intrafamily Transfer, Transfer
Jan 4, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2009 · Amount on Record
Deed Sale	Oct 19, 2009 · Amount on Record
Prior Sale	May 24, 2001 · Amount on Record
Deed Document Number	20097363
Last Transfer Date	May 16, 2025
Transfer Doc	0202503164
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	1197 GROVE RD, READING, MI 49274-9530
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101079
Date	Feb 16, 2021
Instrument	2021-01079

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	1197 GROVE RD, READING, MI 49274-9530
Transaction Type	Mortgage
Record Updated	Mar 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001330
Date	Mar 4, 2020
Instrument	2020-01330

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Mar 27, 2019
Property Address	1197 GROVE RD, READING, MI 49274-9530
Document Number	201901475
Instrument Date	Mar 21, 2019
Instrument	2019-01475
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 641, READING, MI 49274-0641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 GROVE RD, READING, MI 49274-9530

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	1197 GROVE RD, READING, MI 49274-9530
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900100
Date	Jan 4, 2019
Instrument	2019-00100

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,371 (+2.88%)	$114,742 (+2.88%)
2025	$1,121.00 (+6.86%)	$55,767	$111,534
2024	$1,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet.

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